FINANCE OPTIONS

^180k Secured Business Loans Apply Now

Q: How much can I borrow with a secured business loan?

The amount you can borrow ranges from £10,000 to £10,000,000, depending on collateral value, credit history, and business financial health. This flexibility supports diverse financial needs, positioning secured loans as a robust option for UK SMEs.

Q: How quickly can I get a decision on my loan application?

Initial decisions are typically made within 48 hours to 4 weeks, with funds available up to one month after approval. The speed largely depends on application completeness and asset valuation processes, offering prompt financial solutions.

Q: What are the interest rates for secured business loans?

Interest rates for secured business loans generally fall between 3% and 8% APR, influenced by factors such as loan amount, term length, risk profile, and asset value. Additional fees such as arrangement, legal, and valuation fees may apply.

Q: What are the eligibility requirements for these loans?

To qualify, businesses often need sufficient collateral, a strong credit rating, and solid financial history. Specific loan types like commercial property loans require additional asset equity and property valuation assessments.

A £180,000 secured business loan provides UK SMEs with substantial funding to support essential operational needs such as managing payroll, purchasing inventory, and covering day-to-day expenses. As a trusted funding agent, we facilitate access to this reliable capital solution, empowering businesses to stabilise cash flow and sustain growth with confidence.

Secure up to £180,000 in Secured Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £180,000 in Secured Business Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 180k Secured Business Loans?

The main benefits of secured loans include lower interest rates due to collateral, higher borrowing limits, and flexible repayment terms. A typical loan may range from £10,000 to £10,000,000, with decision times from 48 hours to 4 weeks and funds available in up to one month post-approval.

Lower interest rates

Improved cash flow

Asset-backed security

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 180k Secured Business Loans?

Commercial Property Loan

A Commercial Property Loan is available to UK SMEs with adequate property equity, offering amounts from £50,000 to £5,000,000 with terms of 6 to 240 months.

Commercial Property Loan

This loan type facilitates purchasing, renovating, or refinancing commercial properties. Interest rates range from 3% to 6% APR, with decisions made in 2 to 4 weeks. Ideal for retail or hospitality businesses looking to expand.

Asset-Based Lending (ABL)

Asset-Based Lending allows SMEs to leverage valuable assets, like machinery, to secure loans ranging from £100,000 to £10,000,000, over 12 to 60 months.

Asset-Based Lending (ABL)

These loans support working capital financing and business expansion, often preferred by manufacturing firms. Interest rates are between 4% and 8% APR, and decisions can take 1 to 3 weeks.

Invoice Financing

With Invoice Financing, SMEs can improve cash flow through loans based on accounts receivable, with amounts between £10,000 and £2,000,000.

Invoice Financing

This option is excellent for managing short-term expenses and maintaining fluid operations. Loan decisions take 48 hours to a week, with interest roughly 1% to 3% above the base rate. Popular among tech startups with corporate clients.

What is a 180k Secured Business Loan?

Application Processes Explained

To apply for a secured business loan, detailed business plans, financial statements, and documentation of collateral assets are essential. Approval requires credit checks and asset appraisals.

Regulatory Requirements

In the UK, lenders must be FCA-authorized, ensuring proper assessment of borrowers’ repayment abilities and compliance with regulations. This guarantees security and trust in financial dealings.

Borrowing Capacity and Rates

Loans range from £10,000 to £10,000,000, influenced by collateral value, credit history, and business health. Typical rates vary from 3% to 8% APR, with additional fees considered. Calculate your loan potential effectively.