Rangewell Reviews

Rangewell is a reputable lender known for its reliable financial solutions and positive customer reviews, emphasizing trust and efficiency in lending services.

Here are the Trustpilot Reviews from Rangewell:

Here are the Reviews from Rangewell:

Highly recommend Rangewell for purchasing commercial property. They found the best rate and Paolo was the cornerstone of the deal. Rangewell did all the chasing of solicitors and the lenders and made sure the transaction was completed asap.

Barbara L

Complete waste of time dealing with the company. Had 2 calls with them, supplied a load of documentation and accounts and never heard from them again - didn't return emails or phone calls. I would not recommend. Extremely unprofessional. Reported to the FCA.

Paul D

Very attentive initially then once I'd agreed to go with them completely unprofessional at every point. I would have switched but my business application was already delayed due to them so I figured staying with Rangewell would be quicker.... It wasn't!. At least one mistake made at every point of the application, delayed submission and telling me things had been sent when they hadn't and communication was extremely poor. Delayed my business transaction significantly and when any enquiries were made it was very difficult to get hold of the person I was dealing with. Awful experience never to be repeated.

Sarah J

Systems and lender panel are good

Broker

Good office environment, a good range of lenders to work with. Cons Long hours 8am-6pm. Half-hour lunch.

Rangewell pros

Alasdair will not pay you commission that is due Micromanagement 8-6 working hours with 30 minute lunch break Awful office atmosphere Will not pay what is promised

Anonymous employee

Explore Rangewell's Finance Solutions:

Unsecured Business Term Loan

£50,000 – £500,000

Secured Business Term Loan

£25,000 – £2,000,000

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Explore Rangewell's Finance Solutions:

Loan Type:

Unsecured Business Term Loan

Loan Range:

£50,000 – £500,000

Loan Terms:

6 months to 5 years

Minimum Turnover and Trading Age:

Typically 2 years trading and £100,000+ annual turnover

Interest Rate:

4.9% – 19.9% APR

Fees:

Arrangement fee up to 5% of loan; early settlement fee may apply with some lenders

Loan Type:

Secured Business Term Loan

Loan Range:

£25,000 – £2,000,000

Loan Terms:

1 year to 20 years

Minimum Turnover and Trading Age:

12–24 months trading (depends on collateral quality)

Interest Rate:

2.0% – 7.5% above Bank of England Base Rate

Fees:

Valuation, legal and arrangement fees (1%–2%)

Loan Type:

Asset Finance (Hire Purchase & Leasing)

Loan Range:

£1,000 – £10,000,000

Loan Terms:

6 months to 7 years

Minimum Turnover and Trading Age:

6 months+ trading (start-ups possible with deposit)

Interest Rate:

2.5% – 8.5% flat per annum (equivalent APR varies)

Fees:

Documentation fee £150–£500; option-to-purchase fee on HP ~£100

Loan Type:

Invoice Finance (Factoring & Discounting)

Loan Range:

£50,000 – £10,000,000 facility limits

Loan Terms:

Ongoing revolving facility (invoices up to 120 days)

Minimum Turnover and Trading Age:

£250,000 annual turnover (lower for selective providers)

Interest Rate:

Service fee 0.5% – 3% of invoice value plus discount rate 2% – 4% over base

Fees:

Set-up fee £500–£2,500; audit/renewal fees may apply

Loan Type:

Merchant Cash Advance

Loan Range:

£5,000 – £500,000

Loan Terms:

3 to 12 months (repaid via card sales percentage)

Minimum Turnover and Trading Age:

Minimum £5,000 monthly card takings and 4+ months trading

Interest Rate:

Factor rate 1.1 – 1.5 (implicit APR 20% – 80%)

Fees:

Single factor cost agreed upfront – no additional fees

Loan Type:

Revolving Credit Facility / Business Line of Credit

Loan Range:

£10,000 – £3,000,000

Loan Terms:

6 months to 3 years (renewable)

Minimum Turnover and Trading Age:

12 months trading and £200,000+ turnover

Interest Rate:

8% – 29% APR, interest calculated daily on drawn balance

Fees:

Drawdown fee 1% – 2%; non-utilisation fee 0% – 1% monthly (provider dependent)

More About Rangewell

Rangewell Limited is a UK-based commercial finance broker authorised by the FCA (Firm Reference Number 788062). Established in 2015, it provides access to a panel of over 300 lenders to arrange funding solutions tailored for UK businesses of various sizes. Rangewell's services cover a broad spectrum of financial products, supporting SMEs across different sectors. Businesses seeking comparative funding options can find it a source for both straightforward loans and more complex finance like property development. For an overview of how brokers operate and broader market options, see our Rangewell reviews and lenders overview.

Key Features of Rangewell Limited

Rangewell leverages technology and its extensive lender panel to provide a comprehensive comparison experience for borrowers. The platform aims to simplify the sourcing of business finance with digital tools and expert advice.

Operates a cloud-based comparison platform that scans 300+ lenders in real time
Integrates Open Banking for faster credit underwriting
Assigns a dedicated finance expert and relationship manager to each enquiry
Offers free strategy reports and sector-specific guides within a transparent knowledge hub
Supports combining multiple facilities into one funding 'stack' for tailored packages

Funding Eligibility

You may qualify for finance through Rangewell if your business meets common criteria such as a minimum trading period (usually 6–24 months depending on product) and annual turnover thresholds. Start-ups with asset or property-backed opportunities can be considered. The platform excludes certain sectors including speculative property and gambling. Businesses must be registered and operating within the UK. For detailed qualifications, check our business eligibility tool, read about trading history requirements, and explore sector suitability guides.

Loan Options Available

Rangewell offers access to a broad set of loan types, from smaller unsecured loans to large mortgage and development finance, suitable for various business needs.

Unsecured Business Term Loan: £50,000–£500,000 with 6 months to 5 years terms. APR ranges from 4.9% to 19.9%. Typically requires 2 years trading and £100,000+ turnover.
Secured Business Term Loan: £25,000–£2,000,000 over 1 to 20 years. Interest around 2.0% to 7.5% above Bank of England Base Rate. Collateral and personal guarantees usually required.
Asset Finance (Hire Purchase & Leasing): £1,000–£10,000,000 for 6 months to 7 years, with 2.5%–8.5% flat per annum rates. Suitable for 6+ months trading businesses including start-ups with deposits.
Invoice Finance (Factoring & Discounting): Facility limits £50,000–£10,000,000, ongoing terms. Service fees 0.5%–3% plus discount rates 2%–4% over base. Requires turnover of £250,000+.
Revolving Credit Facility / Business Line of Credit: £10,000–£3,000,000 with 6 months to 3 years renewing terms. Interest 8%–29% APR on drawn amounts, often requires personal guarantees.
Commercial Mortgage: £50,000–£25,000,000 for 3 to 25 years. Rates typically 2.0%–6.5% above base. Deposit of 25%+ common. May accept start-ups with substantial deposits.
Bridging Finance: £50,000–£10,000,000 over 1 to 24 months. Monthly interest 0.45%–1.5%. Asset-based with little or no trading history needed.
Property Development Finance: £200,000–£25,000,000 up to 36 months with staged drawdowns. Interest 4%–9% per annum on drawn funds. Suitable for experienced developers with approved plans.

How to Apply

Applications to Rangewell begin online and progress with direct contact from a finance expert. Expect initial quotes within minutes and credit decisions in 1 to 3 days depending on the product. Documentation includes accounts, bank statements, identity and product-specific papers.

Submit an online enquiry form to start the process
Provide necessary documents such as latest full accounts, bank statements and ID for underwriting
Review the personalised funding proposals with your assigned expert
Sign agreements digitally or by post as per lender requirements

Funding Agent’s Review of Rangewell Limited

Rangewell serves as a comprehensive whole-of-market broker, combining technology and a broad lender panel to support UK SMEs in navigating multiple funding solutions. Its extensive product range and advisory support can benefit growing companies seeking tailored finance options. However, borrowing costs and final terms depend on the third-party lenders involved, and personal guarantees are commonly required. To explore your alternatives and check eligibility, use our eligibility checker, compare loan types at our financing options page, or get started with a funding enquiry form.