FINANCE OPTIONS

^1m Asset Refinance - Get a Quote Today

Q: How much can I borrow through 1m Asset Refinance?

Borrowing amounts typically range from £5,000 up to £1,000,000, depending on the value and type of asset, your business’s financial health, and market demand for the asset.

Q: How long does it take to get funds?

The decision usually takes 1 to 3 weeks. After approval, funds are typically released within 1 to 2 weeks, influenced by asset complexity and documentation readiness.

Q: What are the typical rates and fees for asset refinance?

Interest rates generally range from 4% to 12% APR. Additional charges may apply, such as valuation fees, arrangement fees, and early repayment fees, subject to lender policies.

Q: What assets qualify for 1m Asset Refinance?

Qualifying assets include business equipment, vehicles, and commercial property owned outright or with sufficient equity, provided your business meets lender and FCA regulations.

1m Asset Refinance lets UK businesses release up to £1 million from owned assets by using them as security. This finance option is commonly used by SMEs to raise cash without selling valuable resources, supporting business growth or managing cash flow. Asset refinance leverages assets including machinery, vehicles, and property, providing liquidity and flexibility. By refinancing existing assets, businesses open up opportunities that would otherwise require significant capital or disposal of essential equipment, making it a practical solution for many companies in need of accessible funding.

Asset Refinance

Secure up to £1,000,000 in Asset Refinance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of Asset Refinance

Asset refinance offers distinct advantages for businesses looking to access funds quickly and efficiently. Competitive rates and faster decisions make it an attractive option for those with valuable assets. With tailored terms and structured repayments, asset refinance can be a flexible way to strengthen your cash position while retaining use of your assets.

Improved cash flow

Asset liquidity

Flexible financing options

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance Available

Equipment Refinance

Refinance machinery or other business equipment valued up to £1 million. Ideal for firms with significant equipment investments wishing to enhance cash flow.

Equipment Refinance

Equipment refinance suits UK businesses with ownership of valuable equipment and at least one year of trading history. The process includes a professional valuation, with funds usually released within 2 to 4 weeks based on the asset's worth. Repayment terms range from 12 to 60 months, and APRs generally fall between 6% and 12%. Typical use cases include reinvestment in growth or smoothing cash flow gaps, especially in manufacturing, construction, and IT services.

Vehicle Refinance

Utilise company-owned vehicles as collateral to release between £5,000 and £500,000, often supporting investment or expansion projects.

Vehicle Refinance

Vehicle refinance is available for businesses owning vehicles outright and with steady revenues. After a market value assessment and vehicle inspection, funding is typically provided within 1 to 3 weeks. Repayment terms range from 12 to 48 months, with APRs from 5% to 11%. This is especially useful for logistics, transport, and delivery sectors looking to leverage fleet value for new investment.

Property Refinance

Access between £25,000 and £1,000,000 against the value of owned commercial property, supporting business expansion or financial restructuring.

Property Refinance

Property refinance allows UK companies with sufficient equity in commercial premises to unlock significant capital. The process involves a property appraisal and credit review, with typical term ranges from 24 to 120 months and APRs between 4% and 10%. Approval normally takes between 3 and 6 weeks, benefitting businesses seeking to capitalise on fixed asset values for strategic business developments.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Access Asset Refinance with Funding Agent

Start Your Application

Share details of your business and assets on our platform via the online application form to begin the application and allow for tailored lender matching.

Asset Evaluation

We’ll coordinate a professional asset valuation to accurately determine borrowing capacity and move your application forward.

Receive Funds

Once approved by a lender, funds are paid directly into your business account so you can use them where needed.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How much can I borrow through 1m Asset Refinance?

How long does it take to get funds?

What are the typical rates and fees for asset refinance?

What assets qualify for 1m Asset Refinance?

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June 24, 2025

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^1m Asset Refinance - Get a Quote Today

Key ^Benefits of Asset Refinance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance Available

Equipment Refinance

Equipment Refinance

Vehicle Refinance

Vehicle Refinance

Property Refinance

Property Refinance

Typical Funding Journeys on Funding Agent