FINANCE OPTIONS
1m Asset Refinance - Get a Quote Today
1m Asset Refinance means borrowing up to £1 million against the value of your assets, like property or equipment, to get cash without selling them. It's a smart way to unlock money you already own for things you need now. If you want to know more or see if this is right for you, just ask!
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 1m Asset Refinance?
1m Asset Refinance allows businesses to unlock the value tied up in their assets, providing immediate cash flow to support operations, invest in new opportunities, or address cash shortfalls. This can be especially beneficial for businesses looking to expand or improve liquidity without the need for additional debt.
Improved cash flow
Asset liquidity
Flexible financing options
SCALE YOUR BUSINESS TO NEW HEIGHTS
200+
Providers
Providers
What are the different types of 1m Asset Refinance?
Commercial Mortgage Refinance
Replacing an existing commercial mortgage with a new one to access equity or improve terms.
Bridging Loan Refinance
Using a short-term loan to refinance assets quickly, often for urgent funding needs or prior to sale.
Portfolio Refinance
Refinancing multiple assets or properties under one new loan for better rates or simpler management.
What is 1m Asset Refinance?
What is 1m Asset Refinance?
1m Asset Refinance is when a business uses assets it owns—like property, vehicles, or equipment—as security to get a new loan or release equity, often around £1 million. This allows the business to unlock cash tied up in its assets without having to sell them outright.
How Does it Work?
The business either sells the asset to a lender for immediate cash and then leases it back (sale-and-leaseback), or uses the asset as collateral for a new loan. The lender pays off any remaining amount owed, and the business continues using the asset while making agreed repayments.
Types of Asset Refinance: Commercial, Bridging, and Portfolio
There are several types: Commercial Mortgage Refinance replaces an existing property loan to get better terms or raise funds; Bridging Loan Refinance offers short-term funding for urgent or temporary needs; and Portfolio Refinance lets businesses refinance multiple assets or properties under one new loan for better rates and easier management.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
What is 1m Asset Refinance for manufacturing?
Can construction companies use 1m Asset Refinance?
Are there sector limits for 1m Asset Refinance?
What assets qualify for 1m Asset Refinance in logistics?
DIVE DEEPER
We Like To Keep Things Simple
Match with
150+
Lenders
Loans from
£1000
to
£1m
to
£1m
zero hidden fees
