FINANCE OPTIONS

1m Import Finance - Apply Now

1m Import Finance is a financial service that helps businesses pay for goods from overseas by providing the money upfront—up to £1 million—so they can keep cash flowing smoothly and negotiate better terms with suppliers. It's a smart way to manage payments and keep your importing business running without cash flow worries. Interested? Feel free to reach out and learn how this could work for you!

Import Finance

Secure up to £1,000,000 in Import Finance with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

What are the benefits of 1m Import Finance?

1m Import Finance is a financial solution that provides businesses access to capital specifically for importing goods. This type of finance helps businesses to manage their cash flow effectively by covering costs associated with acquiring inventory or materials from abroad, allowing for greater flexibility in purchasing and sales. With 1 million pounds available through this financing option, companies can mitigate risks and seize opportunities in international trade, enhancing their overall growth potential.
black tick in a green circle
Increased liquidity
black tick in a green circle
Low interest rates
black tick in a green circle
Easier cash flow management

SCALE YOUR BUSINESS TO NEW HEIGHTS

play button
cloud
200+
Providers
building
building
building
buildingbuilding

What are the different types of 1m Import Finance?

Letter of Credit (LC)

A bank guarantee that payment will be made to the exporter if certain conditions are met.

Letter of Credit (LC)

A Letter of Credit is a financial instrument issued by a bank for importers, ensuring exporters are paid once shipment and documentation requirements are met. It minimizes risk for both parties in international trade.

Import Loans

Short-term loans provided by banks to importers to pay for goods purchased.

Import Loans

Import Loans are short-term credit facilities given to importers to pay overseas suppliers. The importer repays the loan, typically within 1 month (1m), after selling the imported goods or receiving payment from buyers.

Documentary Collections

A process where a bank handles shipping documents and payment collection on behalf of the exporter and importer.

Documentary Collections

In Documentary Collections, the exporter’s bank sends shipping documents to the importer’s bank, which releases them to the importer against payment or acceptance of a draft. It’s less secure than LCs but less costly.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is 1m Import Finance?

Letter of Credit (LC)

A Letter of Credit is a guarantee from a bank that promises the exporter will get paid if specific terms and conditions are met. This protects both the importer and exporter, making it a secure and popular way to finance imports.

Import Loans and Invoice Finance

Import loans and invoice finance offer short-term funding to importers. Banks or finance companies lend money to pay for imported goods or advance cash based on the value of invoices, helping businesses pay suppliers even before receiving payment from their own customers.

Documentary Collections and Asset-backed Finance

With documentary collections, a bank helps transfer shipping documents and collect payments between buyer and seller. Asset-backed finance allows businesses to use things like inventory, equipment, or receivables as collateral to secure loan funding for imports.

Get Funding For your business

Generate offers
Cta image

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
building

Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How does 1m Import Finance support manufacturing businesses?
Can 1m Import Finance cover all import costs in the retail sector?
What documentation is needed for 1m Import Finance in manufacturing?
Are debtor terms available for 1m Import Finance in retail imports?

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£1m

zero hidden fees

underline

Extra bits you might find useful..