FINANCE OPTIONS

^£1M Revolving Credit – Apply Now

Q: What is the borrowing range for a £1M revolving credit facility?

The borrowing amount typically ranges from £5,000 up to £1,000,000, depending on your business’s trading history, available assets, and credit profile.

Q: How quickly can I access funds after approval?

Funding speeds vary by lender and facility. After approval, funds may be available from as quickly as 24 hours, or up to six weeks for more complex applications.

Q: What are the interest rates and fees for revolving credit?

Interest rates generally range from 4% to 25% APR, influenced by the chosen facility and business credit standing. Additional fees may include setup, renewal, or review costs.

Q: What rules apply to revolving credit facilities in the UK?

UK revolving credit providers must follow Financial Conduct Authority regulations, which ensure fair terms, transparency, and responsible lending practices for businesses.

A £1M revolving credit facility is a type of financing that allows UK businesses to access funds up to £1 million, reuse credit as it’s repaid, and maintain financial flexibility. Unlike traditional loans, this facility lets SMEs manage cash flow challenges and short-term funding needs efficiently. Once approved, companies can draw on funds multiple times up to the set limit without reapplying. Designed for agility, a revolving credit facility is valued by businesses seeking efficient ways to handle fluctuating capital requirements and unexpected expenses.

Secure up to £1,000,000 in Revolving Credit with Funding Agent.

Secure up to £1,000,000 in Secure up to £1,000,000 in Revolving Credit with Funding Agent. with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of a £1M Revolving Credit Facility

A £1M revolving credit facility delivers targeted advantages for UK SMEs needing dynamic financing. This funding solution is designed for agility, with drawdowns and repayments managed according to actual business needs. Alongside financial control, you also benefit from varied interest rates, prompt decisions, and the ability to reuse funds—all backed by regulatory standards and transparent terms.

Flexible access to funds

Improves cash flow management

Helps manage unexpected expenses

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of £1M Revolving Credit Facility

Traditional Bank Revolving Credit

This facility suits established businesses with a strong financial track record and at least two years of trading, offering limits up to £1,000,000 across a 12 to 36-month term.

Traditional Bank Revolving Credit

Traditional bank revolving credit involves a detailed application with submission of financial statements and business plans. Facilities range from £10,000 to £1,000,000, usually with annual reviews. Interest rates start from 4% above the base rate, and funds can be used for cash flow, operational spend, and bridging short-term financial gaps. Decision times are typically two to four weeks.

Online Lender Revolving Credit

Online lenders provide revolving credit from £5,000 to £750,000, often favouring younger SMEs with less trading history. Approval is notably fast, typically within 24 to 72 hours.

Online Lender Revolving Credit

Applications are completed online with automated, instant credit checks. Terms span 6 to 24 months, with APRs from 12% to 25%. Suitable for rapid cash access, this choice is ideal for companies needing funds for inventory, new opportunities, or urgent expenses, especially in e-commerce, logistics, and tech sectors. Minimal paperwork accelerates the process.

Asset-Based Revolving Credit

This option is tailored for asset-rich companies able to provide collateral, securing flexible credit lines from £50,000 up to £1,000,000 over 12 to 60 months.

Asset-Based Revolving Credit

After a thorough asset appraisal, funding approval follows, with interest rates usually 5% to 15% above base. This solution supports manufacturing, wholesale, and construction firms seeking liquidity against receivables or inventory. The facility is periodically reviewed and gives significant leverage when business assets underpin borrowing.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How Funding Agent Helps You Secure £1M Revolving Credit

Complete Online Form

Begin by filling in our online application form so your business eligibility for a revolving credit facility can be assessed quickly and securely.

Match with Lenders

We match your application to lenders offering suitable revolving credit options, considering your business profile, credit strength, and funding needs.

Submit Application

Upload the required documents and complete your official application directly with your matched lender to enable a prompt decision and funding offer.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the borrowing range for a £1M revolving credit facility?

How quickly can I access funds after approval?

What are the interest rates and fees for revolving credit?

What rules apply to revolving credit facilities in the UK?

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^£1M Revolving Credit – Apply Now

Key ^Benefits of a £1M Revolving Credit Facility

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of £1M Revolving Credit Facility

Traditional Bank Revolving Credit

Traditional Bank Revolving Credit

Online Lender Revolving Credit

Online Lender Revolving Credit

Asset-Based Revolving Credit

Asset-Based Revolving Credit

Typical Funding Journeys on Funding Agent