FINANCE OPTIONS

^£1M Secured Business Loans - Apply Now

Q: What is the typical borrowing range for secured business loans?

Secured business loans usually cover funding from £10,000 up to £5,000,000. The amount you can borrow is influenced by the value of your assets, your business’s financial health, and repayment capacity.

Q: How long does approval and funding take for a secured business loan?

Initial decisions are typically given within 1 to 2 weeks. Once approved, funds are usually available in 2 to 4 weeks, depending on how quickly assets can be appraised and documents are supplied.

Q: What are the typical interest rates and fees for £1M secured business loans?

Interest rates for secured business loans generally range from 3% to 15% annually. Additional fees may include appraisal charges, arrangement fees, and early repayment charges based on the agreement.

Q: What types of secured business loans are available?

Common options include commercial mortgages for property, asset-backed loans secured on machinery or vehicles, and invoice finance facilities that advance cash against unpaid invoices.

£1M secured business loans allow UK companies to access substantial funding by using business assets as collateral. As a type of secured business loan, this solution is popular among firms seeking larger borrowing amounts for expansion, property acquisition, or working capital. With collateral reducing lender risk, businesses can benefit from more competitive rates and higher loan values than unsecured alternatives. Secured loans are especially suitable for organisations ready to leverage their property, equipment, or outstanding invoices to support growth and financial stability.

Secure up to £1,000,000 in Secured Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £1,000,000 in Secured Business Loans with Funding Agent. with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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^Benefits of £1M Secured Business Loans

Secured business loans make it possible for companies to obtain significant financing while helping lenders manage risk. By offering assets as collateral, applicants can unlock competitive pricing, faster approval times, and greater borrowing capacity tailored to their needs.

Large funding availability

Lower interest rates

Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Secured Business Loans

Commercial Mortgage

Commercial mortgages help businesses buy or refinance commercial premises. Ideal for those with strong credit and ownership or plans for property.

Commercial Mortgage

Commercial mortgages typically range from £50,000 to £5,000,000, with terms from 36 to 240 months and rates between 3% and 6%. The lender will value the property and review your business’s finances. This type is widely used for acquiring or expanding operational sites and suits sectors such as real estate or manufacturing aiming to grow through property assets.

Asset-Backed Loan

Asset-backed loans let you borrow against valuable items like machinery, vehicles, or inventory. Suitable for firms looking to leverage existing assets.

Asset-Backed Loan

With amounts from £10,000 to £3,000,000 and terms of 12 to 72 months, asset-backed loans offer flexible finance using fixed or moveable business assets as security. Interest rates range from 5% to 15%. The lender assesses asset value and business viability to structure the facility, supporting sectors from construction to retail with efficient capital management.

Invoice Finance

Invoice finance is designed for businesses issuing B2B invoices. It helps bridge cash flow gaps by advancing funds against unpaid invoices.

Invoice Finance

Invoice finance facilities range from £10,000 to £1,000,000, covering periods of 30 to 120 days. Interest is typically 1% to 3% per invoice, with decisions in 1 to 2 weeks. Perfect for firms in logistics and professional services, this approach unlocks capital tied up in receivables, aiding smooth financial operations amid payment delays.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

Getting a £1M Secured Business Loan with Funding Agent

Submit Inquiry

Share your business’s details and loan requirements using the straightforward Funding Agent platform, filling out the online application form to outline your financial needs and available assets.

Receive Quotes

We present you with a range of lender offers specifically matched to your criteria, making it easier to compare repayment terms and interest rates.

Finalize Loan

Select the lender you prefer, complete the necessary application steps, and provide supporting documents for valuation and final approval using our secured business loans guidance.