FINANCE OPTIONS

^200k Asset Refinance - Get a Quote Now

Q: What assets can I refinance for £200,000?

You can refinance high-value equipment, commercial vehicles, or business-owned property, provided you own the assets and can supply supporting documentation. The asset’s value should be sufficient to support a £200,000 advance.

Q: How long does asset refinance approval take?

The initial lending decision for asset refinance usually takes one to four weeks, depending on asset type, lender processing, and the completeness of your application. Full completion may require up to six weeks.

Q: What are typical rates and fees for asset refinance?

Interest rates for asset refinance range from 3% to 15% APR. Additional charges may include valuation, arrangement, or legal fees, which vary based on asset value and loan size.

Q: What documents are required for a 200k asset refinance?

You’ll need to provide asset ownership proof, recent valuation reports, and up-to-date financial statements. Robust, accurate documentation helps the process move efficiently and ensures regulatory compliance.

200k Asset Refinance enables UK businesses to unlock cash tied up in assets such as machinery, vehicles, or property. By securing a loan against existing assets, companies can quickly improve cash flow or fund new opportunities while continuing to use their core equipment. This financial tool is valued for its flexibility, allowing access to substantial funding. Common advantages include improved liquidity, larger funding compared to unsecured borrowing, and the ability to keep using the refinanced asset throughout the process.

Asset Refinance

Secure up to £1,000,000 in Asset Refinance with Funding Agent.

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Loan disbursed within 24 hours
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^Benefits of 200k Asset Refinance

Asset refinance delivers targeted benefits for businesses seeking to maximise the value of owned assets. With decisions typically reached in one to four weeks and interest rates from 3% to 15% APR, it offers a practical solution for those needing working capital. UK regulations ensure transparency throughout the process.

Improves cash flow

Access to capital

Lower interest rates

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance

Equipment Refinance

Unlock cash from owned machinery or equipment. Ideal for businesses with a record of trading, strong assets, and a good credit history. Typical amounts range from £25,000 to £500,000.

Equipment Refinance

Equipment Refinance involves valuing your existing equipment, allowing you to borrow against it with loan terms from 6 to 60 months and interest rates of 6% to 15% APR. Sectors like manufacturing or construction often use this type to fund expansion or improve working capital. The process usually completes within one to two weeks.

Vehicle Refinance

Refinance commercial vehicle fleets for liquidity. This suits businesses registered in the UK with reliable cash flow and significant vehicles, typically accessing £10,000 to £350,000.

Vehicle Refinance

Vehicle Refinance involves valuing your company’s vehicles to secure funding, with repayment periods from 12 to 48 months and rates between 5% and 12% APR. Used by logistics and retail distribution firms, the process takes around two to three weeks, supporting business growth while keeping your fleet in use.

Property Refinance

Release capital from business-owned property with positive equity. Typical loans range from £50,000 to £1,000,000, ideal for those holding valuable commercial real estate assets.

Property Refinance

Property Refinance enables businesses to access funds based on the equity in property. With fixed or variable rates from 3% to 8% and terms from 12 to 240 months, this is suitable for development or covering operational costs. The process, including valuation and legal checks, usually completes in three to four weeks.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Secure Asset Refinance with Funding Agent

Start Your Search

Use Funding Agent to compare asset refinance deals that match your business requirements, considering loan size, asset type, and terms via our online application form.

Submit Application

Complete our online application, providing details of your assets, asset ownership, and financial statements to support your case.

Receive Offers

Review offers from lenders, compare rates and terms, then choose the option best fitting your needs before finalising your agreement.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What assets can I refinance for £200,000?

How long does asset refinance approval take?

What are typical rates and fees for asset refinance?

What documents are required for a 200k asset refinance?

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June 24, 2025

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^200k Asset Refinance - Get a Quote Now

^Benefits of 200k Asset Refinance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance

Equipment Refinance

Equipment Refinance

Vehicle Refinance

Vehicle Refinance

Property Refinance

Property Refinance

Typical Funding Journeys on Funding Agent

How to Secure Asset Refinance with Funding Agent

Start Your Search

Submit Application

Receive Offers

Get Funding For your business

Real Scenarios

Construction Company Needing Fast Working Capital

Ecommerce Business Preparing for Peak Season

Marketing Agency Using Invoice Finance

Property Developer Using Bridging Finance

Get A Clear Overview of Cost Effective Lenders

FAQ’S

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What Is Asset Finance?

Top Asset Finance Lenders in the UK

How Asset Finance Can Boost Cash Flow for Your Business

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