^200k Sale and Leaseback Finance – Get Your Quote Today

With freehold sale and leaseback, the business sells the freehold interest and becomes the tenant under a new leaseback. Providers commonly look for good legal ownership, a property that meets their security and insurance standards, and an affordability position tied to the leaseback rent. Deal sizes often start around £50,000 and can reach £5m+, with £200k targets often translating into cash consideration in the region of £150,000 to £500,000 where the property and lease terms fit lender criteria.

For long leasehold deals, the SME sells the leasehold interest and immediately leases back to stay in occupation. Eligibility often depends on remaining lease term at completion and whether the freeholder or other parties must consent to the sale and leaseback. Typical structures can run for around 60 to 180 months, although the unexpired lease length can constrain practical maximums. Pricing is often influenced by lease risk, including factors like consent requirements and lease-term conditions.

In property rent-backed sale and leaseback, providers align the leaseback rent with an assessed rental income or cashflow model and review the tenant covenant strength. SMEs typically need acceptable financials and an occupancy arrangement that supports the lease payments, alongside a property that can be valued and insured to the provider’s standards. Amounts can range from about £100,000 to £5m+, with £200k deals often feasible where the single occupied property meets valuation and lease terms. Terms are frequently around 84 to 180 months for stability.