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200k unsecured loan business loan - Apply Now

An unsecured business loan allows you to secure up to £200,000 without collateral. This financing is perfect for enhancing cash flow, expanding operations, or other business needs. Unlike traditional loans, your business assets remain untouched, providing flexibility and peace of mind.

Secure up to £200,000 in Unsecured Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £200,000 in Unsecured Business Loans with Funding Agent. with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 200k unsecured loan business loan?

With unsecured business loans, businesses benefit from preserving valuable assets while accessing up to £500,000 quickly. Enjoy fast decision times and competitive rates tailored to your business profile, enabling growth and stability. No collateral means applying is less risky, offering a simple path to capital.

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Quick access to funds
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No collateral required
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Flexible repayment options

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What are the different types of 200k unsecured loan business loan?

Term Loan

Term loans offer amounts from £5,000 to £500,000 over 12-60 months. Suitable for businesses with a £100,000 turnover and 2-year trading history. Ideal for purchasing inventory or funding marketing campaigns. Learn more about Term Loans here.

Term Loan

Term loans provide structured funding for specific business goals with interest rates from 3% to 15% APR. Decisions are made within 2-5 days, with quick access to funds following approval. Use this loan type in sectors like retail or to enhance production lines in manufacturing. Explore options for your industry.

Revolving Credit Facility

Revolving credit facilities offer flexible access to capital, typically up to £250,000. SME businesses with a 12-month trading history and consistent cash flow are ideal candidates. Perfect for managing seasonal cash flow. Discover more options.

Revolving Credit Facility

These facilities are reviewed annually, offering dynamic funding with variable interest rates between 4% and 20% APR. Approval can be swift, with funds available in as little as 7 days. Useful for industries like hospitality or tech, where cash flow can vary. Learn about credit facilities for different sectors.

Merchant Cash Advance

Merchant cash advances range from £2,500 to £300,000, repaid through sales revenue. Ideal for businesses with credit card sales of £5,000+ monthly. Suitable for retail enhancements. Find out how to apply.

Merchant Cash Advance

A merchant cash advance allows quick capital access within 24 hours of approval, with factor rates from 1.1 to 1.5. Used for renovations or purchasing equipment, repayment is automated via card revenue. Fit for the hospitality sector aiming to upgrade facilities. Explore how merchant advances work.

What is a 200k unsecured loan business loan?

Application Process and Decision Times

Applying for an unsecured business loan involves submitting financial documents such as bank statements and forecasts online. Initial decisions are generally made within 2-7 business days, with funds available 1-3 days post approval for qualified businesses.

Regulatory and Compliance Requirements

All unsecured loans must comply with regulations set by the Financial Conduct Authority (FCA). Loans under £25,000 are governed by the Consumer Credit Act, ensuring transparency and fairness. Explore regulatory guidelines.

Borrowing Capacity and Rate Factors

Borrowing amounts for unsecured business loans range from £1,000 to £500,000, influenced by creditworthiness and financial health. APR ranges from 3% to 50%, depending on risk assessment. Understand how rates are determined.

FAQ’S

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