FINANCE OPTIONS

20k Revolving Credit Loans - Apply Now

A £20,000 revolving credit loan from Funding Agent offers UK SMEs flexible access to funds, empowering them to effectively manage cash flow fluctuations, cover payroll, and maintain inventory levels. This tailored financing solution enables businesses to draw, repay, and redraw credit as needed, providing ongoing financial agility to support day-to-day operations and growth.

Secure up to £20,000 in Revolving Credit Loans with Funding Agent.

Secure up to £500,000 in Secure up to £20,000 in Revolving Credit Loans with Funding Agent. with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

What are the benefits of 20k Revolving Credit Loans?

The primary advantage of a 20k revolving credit loan is its flexibility. Businesses pay interest only on the amount they use, which can make managing financial requirements more efficient. This type of loan often does not require collateral, providing quick access to funds. Explore how our solutions can streamline your business funding.
black tick in a green circle
Flexible borrowing limits
black tick in a green circle
Improved credit score
black tick in a green circle
Convenient access to funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

play button
cloud
200+
Providers
building
building
building
buildingbuilding

What are the different types of 20k Revolving Credit Loans?

Business Line of Credit

This facility allows UK SMEs to access between £10,000 and £500,000 with lending terms ranging typically from 6 to 24 months. Ideal for businesses with a positive credit history.

Business Line of Credit

A business line of credit is designed for registered UK businesses that have had at least one year of trading. Interest rates typically range from 7% to 25% APR, influenced by creditworthiness and lender terms. It allows businesses like those in the retail sector to cover inventory purchases. Find more about business line of credit options.

Overdraft Facilities

Overdraft facilities offer businesses the ability to spend more than their account balance, up to £50,000. Suited for handling short-term expenses.

Overdraft Facilities

Businesses must hold a UK business bank account with the lender to qualify for overdraft facilities. They are useful for covering operational expenses, with decision times typically between 3 to 5 business days. Sectors like tech startups benefit greatly from this. Learn more about overdraft facilities.

Invoice Financing Revolving Credit

Allows SMEs to leverage outstanding invoices to access up to 90% of their value, with terms from 6 to 18 months.

Invoice Financing Revolving Credit

Invoice financing revolving credit is tailored for UK SMEs dealing with high volume invoicing, requiring a minimum monthly invoicing of £50,000. These arrangements improve cash flow by releasing funds tied in unpaid invoices and can be expedited within 24 to 48 hours. Check out invoice financing options.

What is a 20k Revolving Credit Loan?

Application Process for Revolving Credit Loans

The application process typically begins online, involving the submission of financial statements and business details. Approval time can range from 1 to 3 business days, allowing funds to be available shortly thereafter. Learn about how to streamline this with our financial solutions.

Regulatory Requirements and Compliance

All UK lenders providing revolving credit facilities are required to be authorised by the Financial Conduct Authority (FCA) and must comply with GDPR data handling standards. Understand these requirements with our expert insights.

Factors Affecting Borrowing Capacity

Several factors influence the borrowing capacity, including business turnover, credit history, and proposed use of funds. Most revolving credit loans range from £1,000 to £500,000. Discover more about business loan options.

Get Funding For your business

Generate offers
Cta image

FAQ’S

How much can I borrow with a revolving credit loan?
How quickly can I access funds?
What are the typical interest rates for revolving credit loans?
What are the eligibility requirements for UK businesses?

DIVE DEEPER

July 31, 2025

What is a Revolving Credit Loan?

Discover how revolving credit loans work, their pros and cons, and how UK SMEs use them to manage cash flow and growth in 2025.
June 6, 2025

Top 13 Short-Term Business Loan Providers in the UK (2025 Comparison Guide)

Compare the top 13 short-term business loan providers in the UK for 2025. See interest rates, loan terms, funding speeds, eligibility criteria, and reviews to find the best fit for your business.
June 30, 2025

Which Financing Is Best for Short-Term Business Needs?

Discover the top short-term financing options for UK businesses. Compare loan types, sector usage, and metrics to find the best funding solution for your needs.

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£500K

zero hidden fees

underline

Extra bits you might find useful..

Apply now