FINANCE OPTIONS

^20k to 50k Revolving Credit Loans – Apply Now

Q: How much can I borrow with a Revolving Credit Loan?

Typically, businesses can borrow between £20,000 and £50,000, contingent on factors such as creditworthiness and annual revenue. Revolving Credit Loans adapt to specific lender policies.

Q: How quickly can I get a decision on a Revolving Credit Loan application?

Initial decisions range from 24 hours to four weeks, depending on the complexity and lender. The completeness of your application and lender processing times are crucial.

Q: What are the interest rates for Revolving Credit Loans?

Interest rates generally range between 5% and 20%, influenced by credit scores, business financial health, and current market conditions. Additional fees may apply.

Q: What are the eligibility requirements for Revolving Credit Loans?

Eligibility often requires a solid business history, clear repayment plan, and financial documentation such as cash flow projections and financial statements. These build the case for loan approval.

A revolving credit loan ranging from £20,000 to £50,000 offers UK SMEs flexible access to funds, supporting ongoing operational needs such as payroll, inventory management, and unexpected expenses. This financing solution provided by Funding Agent enables businesses to maintain steady cash flow while adapting quickly to changing market demands. By leveraging revolving credit, SMEs can optimise their working capital without committing to fixed loan terms.

Secure up to £50,000 in Revolving Credit Loans with Funding Agent.

Secure up to £500,000 in Secure up to £50,000 in Revolving Credit Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 20k to 50k Revolving Credit Loans?

These loans offer flexible funding that can be reused as it's repaid, stabilizing cash flow and supporting business growth without collateral requirements. Businesses can typically access amounts between £20,000 to £50,000 with quick decision times and variable rates as per credit profiles. Find more about how revolving credit can benefit your business on our financing options page.

Flexible funding

Boosts credit score

Emergency access to cash

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 20k to 50k Revolving Credit Loans?

Business Overdraft

Business Overdrafts are usually available to UK businesses with a year or more of trading history and a clear repayment ability. They provide amounts ranging from £20,000 to £50,000, typically reviewed annually. Visit our section on business overdrafts for more.

Business Overdraft

With interest rates generally between 5% and 15%, Business Overdrafts can be approved in 2 to 4 weeks. These are useful for flexible working capital, unexpected expenses, and short-term cash management, especially in retail sectors managing seasonal stocks. Detailed information can be found on our overdraft description page.

Business Credit Line

Business Credit Lines suit firms with solid credit histories, typically demanding at least two years of trading. Typical amounts are £20,000 to £50,000 with terms of 6 to 12 months. Explore business credit lines for your needs.

Business Credit Line

Interest on Business Credit Lines ranges from 6% to 20%, with decisions made within 1 to 3 weeks. They aid in managing regular operational costs and inventory purchases, useful for tech startups facing cycles. Details about this can be accessed on our business credit line page.

Merchant Cash Advance

Ideal for businesses with card payment systems, Merchant Cash Advances offer £20,000 to £50,000, depending on monthly card sales, repaid through a percentage of daily card sales. Visit our merchant cash advance section.

Merchant Cash Advance

Merchant Cash Advances involve factor fees from 1.2 to 1.5 of the amount borrowed, with approvals in 24 to 48 hours. Suited for hospitality sectors needing quick capital for periods like expansions, these advances are automated with sales. More can be found in our detailed guide.

What is a 20k to 50k Revolving Credit Loan?

Application Process and Decision Times

Applications often necessitate financial documentation and a solid business history. The initial decision can take 24 hours to four weeks, influenced by document completeness and lender processing. Learn more about the application process on our site.

Regulatory and Compliance Requirements

All financial practices must align with FCA regulations, including clear terms and customer assessments. Our streamlined processes ensure compliance with all tenets of responsible lending. Discover our commitment to FCA regulations.

Borrowing Capacity and Rate Information

Borrowing capability is dependent on creditworthiness, annual revenue, and lender policies, with amounts ranging from £20,000 to £50,000. Typical rates fall between 5% and 20%, with possible fees. For competitive offers, check our rate information page.