FINANCE OPTIONS

^220k Business Line of Credit - Apply Now

Q: How much can I borrow with a Business Line of Credit?

With a Business Line of Credit, businesses can borrow between £10,000 and £500,000, depending on credit score, financial health, and collateral value.

Q: How quickly can I get a decision on my application?

Initial decisions for a Business Line of Credit are typically made within 1 to 2 days, with funds available within a week for unsecured lines and 2 to 4 weeks for secured options.

Q: What interest rates apply to Business Lines of Credit?

Interest rates range from 4% to 25% APR, influenced by creditworthiness, economic conditions, and whether the line is secured or unsecured.

Q: What are the eligibility requirements for a Business Line of Credit?

Eligibility for a Business Line of Credit includes being a UK-registered SME with a good credit history, solid revenue, and in some cases, providing collateral for secured lines.

A £220,000 business line of credit offers UK SMEs flexible access to essential funds, supporting the management of cash flow fluctuations, payroll, inventory replenishment, and unexpected expenses. As a trusted funding agent, we provide tailored finance solutions that empower businesses to maintain operational stability and seize growth opportunities with confidence. This credit facility ensures ongoing liquidity without the burden of long-term debt, making it an ideal tool for dynamic business needs.

Secure up to £220,000 in Business Line of Credit with Funding Agent.

Secure up to £500,000 in Secure up to £220,000 in Business Line of Credit with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 220k Business Line of Credit?

The main advantage of a Business Line of Credit is flexibility. With amounts ranging from £10,000 to £500,000, decision times as quick as one week, and interest rates spanning 4% to 25% APR, it outpaces traditional loans by offering rapid funding interventions tailored to business needs.

Flexible funding access

Improved cash flow management

Only pay for what used

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 220k Business Line of Credit?

Revolving Line of Credit

The Revolving Line of Credit offers businesses £10,000 to £250,000 over 12 to 36 months, requiring UK registration and good credit history.

Revolving Line of Credit

Typically approved within 1 to 3 days, this line is suitable for industries like retail, where managing cash flow is crucial during seasonal demand. Interest rates from 6% to 17% APR provide competitive flexibility.

Secured Business Line of Credit

A Secured Business Line of Credit accepts collateral, offering up to £500,000 with terms up to 60 months for assets like equipment.

Secured Business Line of Credit

Typically taking 2 to 4 weeks for approval due to asset valuation, this line is perfect for expansions or purchasing large equipment. With interest rates between 4% and 10% APR, it is ideal for sectors like hospitality and tech.

Unsecured Business Line of Credit

Without collateral, the Unsecured Business Line of Credit offers £10,000 to £150,000 over 6 to 24 months for companies with solid credit.

Unsecured Business Line of Credit

Decisions within 1 to 2 weeks make it suitable for unexpected expenses and opportunities, with interest rates at 8% to 25% APR. Retail and tech startups frequently benefit from this solution due to its ease and rapid access.

What is a 220k Business Line of Credit?

Application Process and Timelines

Submitting complete business details and financials ensures a fast decision, typically within 1 to 2 days for most applications. Our streamlined approach is designed to enhance credit application experiences.

Regulatory and Compliance Requirements

The strict guidelines, such as those by the Financial Conduct Authority, guarantee transparency in lending practice, a cornerstone of our offerings.

Borrowing Capacity and Interest Rates

Borrowing limits depend on creditworthiness and collateral, with fast access to competitive rates. Our expertise ensures clients benefit from advantageous terms tailored to their profile, ensuring optimal financial solutions.

Get Funding For your business

Generate offers

FAQ’S

How much can I borrow with a Business Line of Credit?

How quickly can I get a decision on my application?

What interest rates apply to Business Lines of Credit?

What are the eligibility requirements for a Business Line of Credit?

DIVE DEEPER

July 31, 2025

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£500K

Find all our resources

^220k Business Line of Credit - Apply Now

What are the ^benefits of 220k Business Line of Credit?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 220k Business Line of Credit?

Revolving Line of Credit

Revolving Line of Credit

Secured Business Line of Credit

Secured Business Line of Credit

Unsecured Business Line of Credit

Unsecured Business Line of Credit