FINANCE OPTIONS

220k Secured Business Loans – Apply Now

A £220,000 secured business loan offers UK SMEs a robust funding solution to support critical operational needs such as payroll management, inventory acquisition, and day-to-day expenses. As a trusted funding agent, we facilitate access to this substantial capital, empowering businesses to stabilise cash flow and drive sustainable growth with confidence.

Secure up to £220,000 in Secured Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £220,000 in Secured Business Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 220k Secured Business Loans?

The main advantages of secured business loans include lower interest rates compared to unsecured options, increased borrowing limits, and flexible repayment schedules. With our support, businesses may secure amounts ranging from £50,000 to £10,000,000, with funding typically available within one week post approval. Explore our business loans to leverage these benefits.

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Flexible repayment options
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Access to larger amounts
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Improves business credit

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 220k Secured Business Loans?

Secured Commercial Property Loan

These loans, ranging from £100,000 to £3,000,000, are secured against commercial property, offering terms between 60 to 360 months. Eligible businesses must own property, with a clear revenue stream. See more on commercial mortgages.

Secured Commercial Property Loan

Interest rates generally range from 3% to 6% over the Bank of England base rate. Decision times are within 2-4 weeks. Companies can use these funds for premises purchase or facility expansion. Learn about our offerings at secured business loans.

Secured Equipment Loan

Businesses can borrow £50,000 to £1,000,000 for equipment purchases, with loan terms spanning 12 to 84 months. Profitability history is required. Discover asset finance options.

Secured Equipment Loan

Interest rates range from 4% to 10%, with approval taking 1 to 3 weeks, especially rapid for high-demand equipment. Utilised often by tech firms upgrading systems. More information is available at business loans.

Secured Invoice Financing

This option provides up to 90% of invoice totals, depending on terms. Suited for businesses with regular invoicing cycles. Learn more through invoice financing.

Secured Invoice Financing

With typical rates of 1% to 3% of invoice value per month and 1-2 week decision times, this product helps manage cash flow mismatches. It's ideal for sectors with cyclical demands. For more, visit our invoice financing page.

Typical Funding Journeys on Funding Agent

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Our platform enriches your application using business data
Your request is matched to suitable lenders
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What is a 220k Secured Business Loan?

Application and Approval Process

Applying involves submitting detailed financial statements and undergoing rigorous due diligence. We streamline this through our strategic partnerships to expedite funding. Explore more about our process.

Borrowing Capacity and Rates

UK financial regulations mandate secured loans to follow FCA guidelines, especially with personal guarantees. Our team ensures all compliance aspects are handled efficiently. Learn about regulations here.

Borrowing Capacity and Rates

The borrowing capacity depends on asset valuation and business creditworthiness. Interest rates fluctuate based on economic conditions and asset types. Our advisors help determine optimal solutions, dissecting the factors at asset valuation.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with a secured business loan?
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