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220k Unsecured Business Loans Apply Now

An unsecured business loan offers UK SMEs up to £220,000 with no need for valuable assets as collateral. Designed to provide quick access to capital, these loans help businesses smooth cash flow, invest in growth, or cover unexpected expenses swiftly, supported by major lenders to ensure compliance.

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 220k Unsecured Business Loans?

Unsecured loans provide the critical advantage of preserving asset ownership while accessing funds quickly, often with a decision within 24 hours and funds available shortly thereafter. This allows businesses to act on opportunities or challenges without delay, benefitting from typical APRs of 3% to 15%.

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Quick funding access
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No collateral required
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Flexible repayment terms

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What are the different types of 220k Unsecured Business Loans?

Unsecured Term Loans

With amounts from £50,000 to £500,000, unsecured term loans require no collateral, offering terms between 12 to 60 months.

Unsecured Term Loans

Unsecured term loans are ideal for expanding business operations without risking assets. Decisions take 2-5 days, with APRs from 3% to 12%, making them suitable for various sectors such as retail and tech.

Revenue-based Financing

Revenue-based financing offers amounts from £10,000 to £250,000 based on monthly revenue, with flexible repayments.

Revenue-based Financing

Revenue-based financing, with factor rates of 1.1 to 1.5, allows swift decisions (24-48 hours) based on sales data, ideal for ventures needing adaptable cash flow like hospitality and retail.

Merchant Cash Advances

Designed for businesses with card sales over £5,000, merchant cash advances provide quick cash for urgent needs, with amounts between £5,000 to £300,000.

Merchant Cash Advances

Merchant cash advances offer funds in 24-72 hours to cover short-term gaps, tied to sales, supporting sectors like restaurant and manufacturing needing immediate buys or repairs.

What is a 220k Unsecured Business Loan?

Application Processes & Approval Durations

Applications are streamlined through our digital platform, expediting decision-making and approval within 24 hours to 5 business days, depending on completeness and loan type.

Regulatory Compliance

All lenders conform to the UK Financial Conduct Authority standards, ensuring loan agreements meet consumer protection laws, offering secure and reliable borrowing terms.

Loan Amounts and Rates

Unsecured loans range from £5,000 to £500,000, influenced by factors like business turnover and credit score, with APRs typically between 3% and 15% or factor rates from 1.1 to 1.5.

FAQ’S

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