FINANCE OPTIONS

^250k Asset Refinance - Get a Quote Today

Q: How much can my business borrow with 250k Asset Refinance?

Borrowing amounts typically range from £5,000 to £2,000,000, depending on the type and value of the asset used, as well as your business’s creditworthiness.

Q: How soon can I access funds after applying?

Initial decisions usually take 2 to 7 days after submitting your application. Funds are typically available within 5 to 15 days, depending on asset valuation and lender processing times.

Q: What interest rates and fees are involved?

Interest rates generally range from 3% to 16% APR. Fees can include arrangement charges, valuation costs, and early settlement fees, depending on the lender and asset type.

Q: What assets qualify for refinancing?

You may refinance equipment, vehicles, or commercial property that your business owns outright, providing documentation as proof and meeting lender eligibility and regulatory standards.

250k Asset Refinance lets UK businesses access funds by refinancing valuable assets like equipment, vehicles, or property. Instead of selling these assets, you release cash tied up in them, supporting business growth or cash flow. Asset Refinance is flexible and can preserve ownership of your assets. Many SMEs use it to finance expansion, stabilise finances, or take advantage of new opportunities, making it a practical solution for a range of business needs.

Asset Refinance

Secure up to £1,000,000 in Asset Refinance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

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^Benefits of Asset Refinance

Asset Refinance offers UK businesses a strategic way to unlock cash flow by leveraging existing assets. This type of funding can be arranged quickly compared to some forms of borrowing, with rates often lower than unsecured finance. Decision timescales typically range from a few days to a couple of weeks, making it ideal for businesses seeking fast, flexible capital. Find out how asset finance can boost cash flow for your business across different sectors.

Improved cash flow

Lower interest rates

Flexibility in terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance

Equipment Refinance

Release funds by refinancing machinery or other business-critical equipment—explore equipment finance options. Ideal for manufacturing, construction, and logistics firms needing enhanced cash flow.

Equipment Refinance

Equipment Refinance is suitable for UK businesses that own machinery or plant in good condition, with at least 12 months trading history. Loans range from £10,000 to £500,000, over terms of 12 to 60 months. Lenders appraise the asset value and offer a proportion as a secured loan, typically at 5% to 15% APR. The lender retains a claim over the equipment until full repayment.

Vehicle Refinance

Unlock funds by refinancing your owned vehicle fleet through vehicle finance, supporting businesses in transport, delivery, and taxis.

Vehicle Refinance

Vehicle Refinance requires UK businesses to fully own their vehicles and meet credit criteria. Typical amounts range from £5,000 to £250,000, with terms between 12 and 48 months. After a valuation, the lender provides funding secured against the vehicles, usually at 6% to 16% APR. The process is useful for fleet upgrades or operational needs.

Property Refinance

Leverage commercial property equity to access larger sums for business investment, expansion, or acquisitions.

Property Refinance

Property Refinance fits SMEs owning commercial property with available equity and a solid financial track record. Funding ranges from £50,000 to £2,000,000, with lending terms from 60 to 240 months. After valuation, a lender secures a legal charge on the property, providing access to lower rates at 3% to 8% APR for strategic capital needs, and allows you to utilise equity finance options.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Arrange Asset Refinance with Funding Agent

Submit Your Inquiry

Share basic information about your business and the assets you wish to refinance using our online application form. This helps identify suitable lenders and products.

Review Options

Compare offers from multiple lenders, reviewing terms and rates to find the most appropriate deal—see our comparison guide to ensure you make an informed choice for your business goals.

Receive Funds

Complete final paperwork and, once approved, receive the refinance funds directly into your business account, ensuring liquidity for your business operations.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How much can my business borrow with 250k Asset Refinance?

How soon can I access funds after applying?

What interest rates and fees are involved?

What assets qualify for refinancing?

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July 24, 2025

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^250k Asset Refinance - Get a Quote Today

^Benefits of Asset Refinance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance

Equipment Refinance

Equipment Refinance

Vehicle Refinance

Vehicle Refinance

Property Refinance

Property Refinance

Typical Funding Journeys on Funding Agent

How to Arrange Asset Refinance with Funding Agent

Submit Your Inquiry

Review Options

Receive Funds

Get Funding For your business

Real Scenarios

Construction Company Needing Fast Working Capital

Ecommerce Business Preparing for Peak Season

Marketing Agency Using Invoice Finance

Property Developer Using Bridging Finance

Get A Clear Overview of Cost Effective Lenders

FAQ’S

DIVE DEEPER

How Asset Finance Can Boost Cash Flow for Your Business

Asset Finance vs Invoice Finance: Which Is Right for Your Business in 2026?

Top Asset Finance Lenders in the UK

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