FINANCE OPTIONS

^250k Working Capital Loans - Get Approved Today

Q: How much can I borrow with a working capital loan?

Businesses can typically borrow between £5,000 and £250,000, depending on revenue, credit history, and financial obligations.

Q: How quickly can I get a decision on a working capital loan?

Initial decisions usually occur within 24 to 72 hours, and funds are often available 1 to 5 business days post-approval.

Q: What are the typical rates for working capital loans?

Rates generally range from 5% to 15% APR, influenced by business credit scores, financial stability, and lender risk assessment.

Q: What are the eligibility requirements for working capital loans?

Eligibility often requires a minimum trading history of six months, a good business bank account standing, and evidence of regular revenue.

A £250,000 working capital loan provides UK SMEs with a robust financial boost to effectively manage essential operational costs such as payroll, inventory procurement, and day-to-day expenses. Funding Agent offers this tailored solution to help businesses maintain cash flow stability and seize growth opportunities without compromising their core operations. This level of funding empowers SMEs to navigate financial challenges confidently and sustain ongoing business performance.

Secure up to £250,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £250,000 in Working Capital Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 250k Working Capital Loans?

With quick access to £5,000 - £250,000 in working capital loans, businesses can swiftly manage expenses and capitalize on strategic opportunities. Such loans, with decision speeds often within 1-5 days, improve cash flow management effectively. Discover more about unsecured working capital loans that provide flexibility without collateral.

Improves cash flow

Supports business growth

Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 250k Working Capital Loans?

Business Overdraft

A business overdraft allows SMEs with an existing bank account to manage cash flow fluctuations easily. Typical amounts range from £10,000 - £250,000. Learn more about cash flow solutions.

Business Overdraft

Business overdrafts, available within 1-5 business days, help retail businesses cover seasonal inventory costs. Interest rates vary between 5% - 12% APR. Learn about the differences between overdrafts and loans.

Invoice Financing

Invoice financing unlocks cash tied in unpaid invoices, enhancing liquidity. Businesses can typically access 80% - 90% of the invoice value. Explore invoice financing for faster cash recovery.

Invoice Financing

With invoice financing, manufacturers stabilize cash flow against outstanding invoices, accessing funds within 24-48 hours. Interest rates range from 1% - 3% monthly. Understand how selective invoice financing works for you.

Merchant Cash Advance

Merchant cash advances offer loans based on card sales history, from £5,000 to £250,000. They assist businesses in upgrading equipment. Discover more about MCA options.

Merchant Cash Advance

Ideal for hospitality, merchant cash advances are based on future sales volume, with easy approval processes. Repaid by deducting a percentage of daily card sales, these advances charge factor rates of 1.1 - 1.5. Explore how MCAs can help you.

What is a 250k Working Capital Loan?

Application Processes and Timing

With streamlined applications, initial decisions can arrive within 24-72 hours. Fund disbursement frequently follows within 1-5 days post-approval. Learn about fast business finance options.

Regulatory and Compliance Requirements

UK lenders must adhere to FCA guidelines, ensuring fair treatment and responsible lending. Compliance with Treating Customers Fairly (TCF) principles is critical. Review regulatory standards with us.

Borrowing Capacity Factors

Borrowing amounts, influenced by factors like revenue and credit history, range from £5,000 to £250,000. Rates from 5% - 15% APR depend significantly on financial health and risk assessment. Compare borrowing options.