FINANCE OPTIONS

^300k Working Capital Loans - Apply Now

Q: How much can I borrow with a working capital loan?

Borrowing amounts range from £1,000 to £5,000,000, with eligibility determined by business turnover and credit health, enabling diverse funding options.

Q: How quickly can I receive approval for a working capital loan?

Approval for working capital loans typically occurs between one to three business days, with funds available as quickly as 24 hours post-approval.

Q: What are the interest rates for working capital loans?

Interest rates vary, generally ranging from 6% to 25% APR for traditional loans, with merchant cash advances potentially higher due to flexible terms.

Q: What is required to apply for a working capital loan?

Applications usually require online forms, bank statements, and business financials, ensuring a comprehensive credit evaluation and swift processing.

A £300,000 working capital loan from Funding Agent provides UK SMEs with substantial financial support to optimise cash flow, covering essential expenses such as payroll, inventory procurement, and operational costs. This tailored funding solution enables businesses to maintain stability and seize growth opportunities without disrupting day-to-day operations. SMEs seeking to strengthen their financial position can leverage this loan to effectively manage short-term funding needs.

Secure up to £300,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £300,000 in Working Capital Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 300k Working Capital Loans?

These loans provide access to quick finance without collateral, allowing business owners flexibility in fund allocation. Decision speeds are rapid, ensuring funds within 24 hours to one week for unsecured business loans.

Quick access to funds

Flexibility in spending

Improves cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 300k Working Capital Loans?

Unsecured Business Loans

Eligible businesses with a turnover above £50,000 can access between £1,000 and £500,000 over flexible terms with minimal barriers to entry.

Unsecured Business Loans

Unsecured business loans feature interest rates from 6% to 25% APR, supporting sectors like retail and tech. Approval depends on creditworthiness, typically processed within a few days for SME funding.

Invoice Financing

Businesses invoicing other entities can receive advances up to £5,000,000, expediting cash flow while awaiting payment terms through invoice finance.

Invoice Financing

Invoice financing converts unpaid invoices into immediate capital within 24 hours. Typically, a percentage of the invoice value is accessible, easing cash flow for manufacturing firms needing quick finance.

Merchant Cash Advances

Trading businesses with card sales over £5,000 monthly can obtain advances up to £300,000. Repayments align with sales volumes offering flexible terms.

Merchant Cash Advances

This option suits industries with variable revenues, like hospitality. Cash advances seamlessly integrate with card sales, facilitating fund access during sales fluctuations enhancing cash flow flexibility.

What is a 300k Working Capital Loan?

Application Processes

Applying for a working capital loan involves online form submissions with financial records. The streamlined digital processes ensure quick approvals, typically between one to three business days in the finance industry.

Regulatory Compliance

Loans must adhere to FCA regulations and comply with the Data Protection Act 2018, ensuring secure and ethical handling of customer information in the finance sector.

Borrowing Capacity

The amount a business can borrow is influenced by turnover and credit score. Options range from £1,000 to £5,000,000, with varying rates based on financial health for financial services.