Compare ^{Fit-Out Finance} For UK Restaurants

Equipment lease agreements typically serve restaurants with at least six months of trading history and a stable profit or well-structured business plan. Finance amounts range from £1,000 to £50,000 with repayment terms between 12 and 60 months, at interest rates from 4% to 15%. Leasing covers items like commercial kitchen kit, refrigeration or dining furniture, enabling growth without large initial costs. Decisions are usually made in two to five days, helping expedite fit-outs.

Eligibility generally requires a good credit history, detailed financial records, and a credible business plan. Funding between £5,000 and £100,000 is available, with repayment terms from 12 to 36 months and rates from 6% to 20%. Approval typically takes one to two weeks, and funds are deposited to support projects such as new interiors or major upgrades, helping increase premises value and customer experience.

Restaurants with at least one year’s trading history and evidence of seasonal revenue changes can borrow between £2,000 and £50,000 for 3 to 18 months, with interest from 10% to 25%. The process is straightforward and funds are usually available in three to seven days. These loans help keep renovations moving if unplanned costs arise, supporting business continuity during crucial periods.