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30k Working Capital Loans - Apply Now

A £30,000 working capital loan from Funding Agent provides UK SMEs with essential liquidity to manage daily operational expenses such as payroll, inventory replenishment, and supplier payments. This tailored financing solution supports businesses in maintaining steady cash flow, enabling them to focus on growth and operational efficiency without disruption.

Secure up to £30,000 in Working Capital Loans with Funding Agent.

Secure up to £500,000 in Secure up to £30,000 in Working Capital Loans with Funding Agent. with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 30k Working Capital Loans?

Working Capital Loans offer SMEs quick access to funds, ensuring flexibility in repayments and supporting uninterrupted operations during cash flow gaps. These loans typically range from £3,000 to £300,000 and are available within 1 to 3 days post-approval, at competitive rates. Our services simplify the process with efficient invoice finance calculators to estimate cash flow needs.

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Quick access to funds
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Improves cash flow
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Flexibility in usage

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What are the different types of 30k Working Capital Loans?

Unsecured Business Loan

Unsecured Business Loans are available from £5,000 to £250,000, with terms of 3 to 36 months. Businesses operational for 6 months with at least £50,000 turnover are eligible. Explore how our unsecured business loans can support your growth.

Unsecured Business Loan

These loans come with interest rates ranging from 6% to 18% APR and can be approved within 1 to 2 days. They're perfect for covering operational expenses or bridging cash flow gaps. Sectors like tech startups benefit from this flexibility, allowing for funding without collateral. Discover our solutions for working capital needs.

Invoice Financing

Invoice Financing offers up to 90% of invoice value, making it ideal for businesses trading on credit terms with at least £100,000 turnover. We facilitate access to invoice financing to enhance your cash flow.

Invoice Financing

This solution provides quick funds by monetising unpaid invoices, helping businesses maintain daily operations. With decision times of 24 to 48 hours and minimal fees, sectors such as manufacturing greatly benefit from this adaptable financing. Learn more about our invoice finance options.

Merchant Cash Advance

Merchant Cash Advances, ranging from £3,000 to £300,000, are repaid through daily card sales, perfect for businesses with £5,000+ monthly card income. Find out about our MCA loans.

Merchant Cash Advance

The cash advance offers fast approval in 1 to 2 days with factor rates from 1.2 to 1.5. Retail sectors use this for rapid inventory purchases. Experience how a merchant cash advance can support business needs.

What is a 30k Working Capital Loan?

Application Process for Working Capital Loans

The application for Working Capital Loans involves completing an online form, submitting financial documents, and undergoing a credit check. With our streamlined process, funds are typically available within 1 to 3 business days. Start your application now.

Regulatory Compliance and Consumer Protection

In the UK, all lenders must be authorised by the FCA and adhere to GDPR for consumer data protection. Our commitment to compliance ensures secure, responsible lending practices. Learn more about our compliance standards.

Borrowing Capacity and Rate Factors

Loan amounts depend on revenue, credit score, and lender terms, with rates between 6% and 18% APR. Our solutions offer competitive rates and adaptable terms to fit your needs. Discover your potential with our loan calculators.

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FAQ’S

How quickly can I get a decision on a Working Capital Loan?
What are the typical borrowing limits for Working Capital Loans?
What are the interest rates for Working Capital Loans?
What eligibility criteria must be met for a Working Capital Loan?

DIVE DEEPER

August 20, 2025

What Is a Working Capital Loan?

Learn how working capital loans support day-to-day business costs, their pros and cons, and how to qualify. Ideal for UK SMEs needing short-term funding.
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