FINANCE OPTIONS
350k Asset Refinance – Get a Quote Today
£350k Asset Refinance is when you borrow money using an asset, like property or equipment, as security to get a new loan or better loan terms. It’s a smart way to free up cash or reduce your monthly payments. Interested in learning how this could work for you? Just ask!
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 350k Asset Refinance?
£350k Asset Refinance allows businesses to unlock the value tied up in their assets, providing them with the necessary capital to invest in growth, pay off debts, or improve operations. This type of refinancing can lead to lower monthly payments and better interest rates, ultimately enhancing a company’s financial stability.
Improved cash flow
Flexible financing options
Lower interest rates
SCALE YOUR BUSINESS TO NEW HEIGHTS
200+
Providers
Providers
What are the different types of 350k Asset Refinance?
Cash-Out Refinance
Borrower replaces existing loan with a new one for a higher amount and takes the difference in cash.
Rate-and-Term Refinance
Refinancing to change the interest rate or loan term without taking additional cash out.
Debt Consolidation Refinance
Combining multiple debts into a single $350k asset-backed loan for easier management.
What is 350k Asset Refinance?
What is a $350k Asset Refinance?
A $350k asset refinance means using business assets like equipment, vehicles, or property worth $350,000 as collateral to secure a new loan or release cash, while still keeping ownership of those assets.
How Does It Work?
The lender values your asset, agrees on loan terms, and lets you borrow up to a certain percentage of the asset’s value (for example, if your asset is worth $350k, you may borrow a portion of that). You repay the loan in installments while continuing to use the asset.
Main Uses and Types
A $350k asset refinance can help improve cash flow, consolidate debt, or fund growth. Types include cash-out refinance (borrowing more than you owe and taking the extra in cash), rate-and-term refinance (changing interest rate or repayment period), and debt consolidation (combining multiple debts into one loan backed by the $350k asset).
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
What is a 350k asset refinance for UK SMEs?
Which sectors commonly use 350k asset refinance?
How does 350k asset refinance benefit the construction sector?
Can adverse credit affect eligibility for 350k asset refinance in hospitality?
DIVE DEEPER
We Like To Keep Things Simple
Match with
150+
Lenders
Loans from
£1000
to
£1m
to
£1m
zero hidden fees
