FINANCE OPTIONS

^350k Asset Refinance – Get a Quote Today

Q: What assets can be refinanced for up to £350,000?

Eligible assets include business-owned equipment, vehicles, or commercial properties. The exact funding amount is determined by the asset’s market value, business financial health, and lending criteria.

Q: How long does asset refinance take?

The decision process normally takes 1 to 2 weeks, and funds are typically released within 2 to 4 weeks. Timescales vary depending on asset type, document readiness, and lender checks.

Q: What are typical asset refinance rates?

Interest rates range between 3% and 10% per annum, depending on factors such as the type of asset, your company’s credit profile, and current market rates. Additional arrangement or valuation fees may also apply.

Q: Is asset refinance FCA regulated?

Yes, asset refinance products are regulated by the Financial Conduct Authority (FCA). This regulation ensures fair treatment and transparency for UK business borrowers.

350k Asset Refinance provides UK businesses with a way to release up to £350,000 from assets they already own, such as equipment, vehicles, or property. This specialist facility enables SMEs to improve liquidity, fund new projects, or manage cash flow without selling the assets vital to their operations. By securing a loan against existing business assets, companies can access capital quickly and flexibly, all while retaining use of their essential equipment or property.

Asset Refinance

Secure up to £1,000,000 in Asset Refinance with Funding Agent.

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Loan disbursed within 24 hours
No additional charges for early repayment

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Key ^Benefits of 350k Asset Refinance

Asset refinance helps businesses convert the value of their assets into working capital. With flexible repayment structures, competitive rates averaging 3% to 10% per annum, and funding decisions typically within 2 to 4 weeks, asset refinance is a practical route to boost liquidity and support business growth.

Improved cash flow

Flexible financing options

Lower interest rates

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance for £350,000

Equipment Refinance

Raise £10,000 to £500,000 by leveraging business-owned machinery or equipment. Ideal for firms seeking liquidity without selling assets essential to their work.

Equipment Refinance

With equipment refinance, businesses that own valuable machinery can unlock capital to drive new projects or cover gaps in funding. Terms usually run from 12 to 60 months, with rates between 3% and 8% per annum. After an appraisal and document checks, funds are typically released within 1 to 2 weeks, making this option suitable for manufacturing or tech firms with high-value equipment.

Vehicle Refinance

Use owned or high-equity vehicles to access £5,000 to £250,000. This route suits companies looking to maximise the value tied up in their fleet.

Vehicle Refinance

Vehicle refinance enables SMEs to release cash from fleet vehicles while maintaining operational mobility. After a vehicle valuation and necessary paperwork, businesses can secure funding with terms between 6 and 48 months and rates from 4% to 10% per annum. Funds are often available within two to three weeks and are especially helpful for logistics and transport businesses.

Property Refinance

Secure £50,000 to £1,000,000 against owned commercial properties, helping finance expansion, refurbishment, or working capital needs.

Property Refinance

Property refinance is suited to firms with substantial commercial property assets. It allows access to significant funding, usually on terms from 24 to 120 months, at typical rates of 3% to 6% per annum. The process includes property valuation and legal checks, and decisions are typically finalised within three to four weeks, supporting major investments or business growth.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

Get Asset Refinance Through Funding Agent

Submit Enquiry

Complete a quick online application form with details about your assets and financing needs. This information helps us match you to the right lenders.

Receive Offers

Gain access to tailored offers from our panel of lenders, so you can compare rates and terms to find the most suitable deal for your circumstances.

Finalize Terms

Select your preferred offer, work with the chosen lender to confirm the details, and access your funds once the asset checks are completed.

Get Funding For your business

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What assets can be refinanced for up to £350,000?

How long does asset refinance take?

What are typical asset refinance rates?

Is asset refinance FCA regulated?

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June 24, 2025

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^350k Asset Refinance – Get a Quote Today

Key ^Benefits of 350k Asset Refinance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance for £350,000

Equipment Refinance

Equipment Refinance

Vehicle Refinance

Vehicle Refinance

Property Refinance

Property Refinance

Typical Funding Journeys on Funding Agent