FINANCE OPTIONS

Compare ^Fit-Out ^Finance Options for 350k Projects

Q: How much can I borrow with 350k Fit-Out Finance?

Typical amounts start from £20,000 and can reach up to £2,000,000, depending on business creditworthiness, cash flow, and collateral offered. For a fit-out project around £350k, finance options are readily available across the main product types.

Q: What affects approval times for Fit-Out Finance?

Approval times depend on the completeness of your application, current business financial standing, and the lender. Decisions are usually made within 3 to 14 days, with funds available 5 to 21 days after approval.

Q: What interest rates apply to 350k Fit-Out Finance?

Interest rates typically range from 4% to 15% APR. The exact rate is influenced by your business’s credit rating, loan amount, repayment period, and lender policies. Additional fees may apply.

Q: What types of Fit-Out Finance are available?

The main types include Term Loans for comprehensive projects, Asset Finance for equipment and fixtures, and Bridging Loans for short-term cash needs. Each is designed for different aspects of a fit-out project.

350k Fit-Out Finance helps UK businesses refurbish, renovate, and equip their premises without using up working capital. This type of funding enables you to transform commercial spaces to meet your operational needs or brand requirements, using tailored loans designed specifically for fit-out projects. Rather than interrupting cash flow, Fit-Out Finance means you can unlock up to £350,000 to cover costs such as renovations, new equipment or expanded facilities, helping you stay competitive and compliant with industry and brand standards. It’s a practical route for businesses aiming to enhance or expand their space.

Fit-Out Finance

Secure up to £1,000,000 in Fit-Out Finance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

^Benefits of 350k Fit-Out Finance

350k Fit-Out Finance gives UK SMEs fast access to funds for refurbishments and expansions. With competitive rates and flexible repayments, this finance helps businesses meet deadlines, preserve cash flow, and respond quickly to new opportunities, all while remaining compliant with lender regulations and borrowing responsibilities.

Preserve Cash Flow

Flexible Repayment Terms

Rapid Access to Funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of 350k Fit-Out Finance

Term Loan

Term Loans offer lump-sum funding for complete renovations or expansions, typically between £50,000 and £500,000, with fixed or variable rates and repayment periods from 12 to 60 months.

Term Loan

A Term Loan is suitable for businesses with at least two years of trading history and solid revenues. After submitting your application and financial statements, funds can be released within 1 to 2 weeks. This type is ideal for major renovations in sectors like retail, hospitality, or offices. Repayment is straightforward and structured, and it helps businesses deliver significant upgrades without depleting cash reserves.

Asset Finance

Asset Finance enables the purchase of essential equipment, furniture, or fixtures for fit-out projects, with typical funding from £20,000 up to £350,000 and repayment periods of 24 to 72 months.

Asset Finance

With Asset Finance, businesses can invest in equipment and fixtures needed for their fit-out by providing proof of purchase or quotations. Lenders disburse funds directly to suppliers following approval, which can take 3 to 7 days. Asset Finance is well suited for manufacturing, technology, or any sector requiring significant infrastructure. Rates start at 3%, depending on credit status and asset type.

Bridging Loan

Bridging Loans provide quick access to capital, usually backed by collateral, for immediate fit-out needs while waiting for longer-term finance or cash inflows. Typical amounts start at £100,000.

Bridging Loan

Bridging Loans are designed for businesses that need fast, short-term funding—usually within 5 to 10 days—for urgent fit-out work. Collateral, such as property, and a clear exit strategy are required. This option is often chosen by startups or developers addressing liquidity gaps before securing principal funding. Interest typically ranges from 0.5% to 1.5% per month, with terms spanning 1 to 18 months.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Get 350k Fit-Out Finance with Funding Agent

Submit Your Details

Provide your business information and details about your fit-out finance requirements using our straightforward online application form.

Receive Offers

Review tailored finance offers from a range of trusted UK lenders, ensuring you can choose the most suitable option for your project.

Secure Your Funds

Once you select your preferred offer and finalise the agreement, you will receive your funds directly to begin your fit-out project.

Compare 350k Fit-Out Finance Options

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

How much can I borrow with 350k Fit-Out Finance?

What affects approval times for Fit-Out Finance?

What interest rates apply to 350k Fit-Out Finance?

What types of Fit-Out Finance are available?

DIVE DEEPER

March 9, 2026

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£1m

Compare ^Fit-Out ^Finance Options for 350k Projects

^Benefits of 350k Fit-Out Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of 350k Fit-Out Finance

Term Loan

Term Loan

Asset Finance

Asset Finance

Bridging Loan

Bridging Loan

Typical Funding Journeys on Funding Agent