FINANCE OPTIONS

^350k Revolving Credit Loans - Apply Now

Q: How much can I borrow with a revolving credit loan?

You can borrow amounts ranging from £10,000 to £1,000,000, depending on business turnover, financial health, and credit history among other factors. Such flexibility ensures tailored financing for your business needs.

Q: How quickly can a decision be made on a loan?

Initial decisions can be made from 24 hours to 2 weeks, depending on the provider. Fintech lenders often offer quicker turnarounds compared to traditional banks.

Q: What are the typical interest rates for revolving credit loans?

Interest rates typically range from 3% to 36% APR, varying based on your credit score, amount borrowed, and industry risk. Reviewing these factors can help you obtain competitive rates.

Q: What are the eligibility requirements for a revolving credit loan?

Eligibility requirements include having a strong credit rating, a minimum trading history (e.g., 1 to 2 years), and demonstrable cash flow stability. Specific conditions vary between different types of lenders.

A 350k revolving credit loan is a versatile tool for UK SMEs, allowing businesses to borrow up to £350,000 and repay as needed. This offers flexibility to manage cashflow, invest in opportunities, and cover operational costs. Such loans are ideal for dealing with cash flow fluctuations and can be a strategic financial solution.

Revolving Credit Loans

Secure up to £500,000 in Revolving Credit Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 350k Revolving Credit Loans?

Revolving credit loans offer significant advantages: you only pay interest on the funds you use, providing efficient cost management. Quick access to funds supports timely capital needs, offering borrowing capacities between £10,000 and £1,000,000 depending on turnover and credit history. This ensures you have the necessary resources when required.

Flexible repayment options

Improved cash flow

Access to credit quickly

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 350k Revolving Credit Loans?

Bank Revolving Credit Facility

With typical amounts ranging from £50,000 to £1,000,000, this is ideal for businesses with a trading history of over two years and a strong credit profile.

Bank Revolving Credit Facility

The bank revolving credit facility offers terms from 6 to 24 months with interest rates between 3% to 12% APR. Approval times are typically 1-2 weeks. Suitable for managing working capital or inventory purchases.

Fintech Revolving Credit Line

This option ranges from £10,000 to £500,000, favouring businesses with at least a year's trading history and more lenient credit checks.

Fintech Revolving Credit Line

The fintech revolving credit line features short terms of 3-12 months, with interest rates of 1% to 3% per month. Approval can be as quick as same-day. Ideal for payroll management or bridging cash flow gaps.

Merchant Cash Advance

Amounts range from £2,500 to £300,000, requiring regular card sales as eligibility.

Merchant Cash Advance

Merchant cash advances offer flexible terms tied to credit/debit sales. They provide quick access to funds, typically approved within 24-72 hours, to cover immediate operational expenses or inventory needs.

What is a 350k Revolving Credit Loan?

Application Processes & Approval Times

Applications require financial statements, credit checks, and business plans. Banks offer thorough checks while fintechs provide faster processing, often completed within 24 hours to 2 weeks.

Regulatory and Compliance Aspects

Revolving credit agreements in the UK must adhere to FCA regulations, ensuring fair terms and transparent fees. Compliance with responsible lending practices is paramount.

Borrowing Capacity & Rates

Typical borrowing ranges from 3% to 36% APR, influenced by credit score and business performance. Understanding these factors can help in securing optimal rates.

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FAQ’S

How much can I borrow with a revolving credit loan?

How quickly can a decision be made on a loan?

What are the typical interest rates for revolving credit loans?

What are the eligibility requirements for a revolving credit loan?

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^350k Revolving Credit Loans - Apply Now

What are the ^benefits of 350k Revolving Credit Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 350k Revolving Credit Loans?

Bank Revolving Credit Facility

Bank Revolving Credit Facility

Fintech Revolving Credit Line

Fintech Revolving Credit Line

Merchant Cash Advance

Merchant Cash Advance