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350k Revolving Credit Loans - Apply Now

A £350,000 revolving credit loan offers UK SMEs flexible access to funds for managing critical business needs such as payroll, inventory acquisition, and day-to-day operational expenses. As an essential financial tool, this loan type empowers businesses to maintain cash flow stability and respond swiftly to emerging opportunities or challenges. Funding Agent specialises in providing tailored revolving credit solutions designed to support sustainable growth and financial resilience.

Secure up to £350,000 in Revolving Credit Loans with Funding Agent.

Secure up to £500,000 in Secure up to £350,000 in Revolving Credit Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 350k Revolving Credit Loans?

Revolving credit loans offer significant advantages: you only pay interest on the funds you use, providing efficient cost management. Quick access to funds supports timely capital needs, offering borrowing capacities between £10,000 and £1,000,000 depending on turnover and credit history. This ensures you have the necessary resources when required.

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Flexible repayment options
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Improved cash flow
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Access to credit quickly

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What are the different types of 350k Revolving Credit Loans?

Bank Revolving Credit Facility

With typical amounts ranging from £50,000 to £1,000,000, this is ideal for businesses with a trading history of over two years and a strong credit profile.

Bank Revolving Credit Facility

The bank revolving credit facility offers terms from 6 to 24 months with interest rates between 3% to 12% APR. Approval times are typically 1-2 weeks. Suitable for managing working capital or inventory purchases.

Fintech Revolving Credit Line

This option ranges from £10,000 to £500,000, favouring businesses with at least a year's trading history and more lenient credit checks.

Fintech Revolving Credit Line

The fintech revolving credit line features short terms of 3-12 months, with interest rates of 1% to 3% per month. Approval can be as quick as same-day. Ideal for payroll management or bridging cash flow gaps.

Merchant Cash Advance

Amounts range from £2,500 to £300,000, requiring regular card sales as eligibility.

Merchant Cash Advance

Merchant cash advances offer flexible terms tied to credit/debit sales. They provide quick access to funds, typically approved within 24-72 hours, to cover immediate operational expenses or inventory needs.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a 350k Revolving Credit Loan?

Application Processes & Approval Times

Applications require financial statements, credit checks, and business plans. Banks offer thorough checks while fintechs provide faster processing, often completed within 24 hours to 2 weeks.

Borrowing Capacity & Rates

Revolving credit agreements in the UK must adhere to FCA regulations, ensuring fair terms and transparent fees. Compliance with responsible lending practices is paramount.

Borrowing Capacity & Rates

Typical borrowing ranges from 3% to 36% APR, influenced by credit score and business performance. Understanding these factors can help in securing optimal rates.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with a revolving credit loan?
How quickly can a decision be made on a loan?
What are the typical interest rates for revolving credit loans?
What are the eligibility requirements for a revolving credit loan?

DIVE DEEPER

July 31, 2025

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