FINANCE OPTIONS

^370k Short Term Business Loans - Apply Now

Q: How much can I borrow with a short term business loan?

You can borrow between £5,000 and £1 million, depending on your business's creditworthiness, financial history, and available collateral.

Q: How quickly can I get a decision on my loan application?

Initial decisions are typically made within 1 to 5 business days, with funds available 1 to 3 days post-approval.

Q: What are the interest rates for short term business loans?

Interest rates range from 3% to 25% APR, influenced by your credit score, collateral, loan term length, and the lender’s risk assessment.

Q: What eligibility requirements must be met for a short term business loan?

Your business must be UK registered, with a minimum one-year trading history and an annual turnover of at least £50,000.

370k short term business loans are tailored solutions for UK SMEs looking to address immediate financial needs, manage cash flow, or capitalize on quick business opportunities. These loans, typically ranging from a few thousand to several hundred thousand pounds, are an essential tool for business growth. Discover how short term business loans can be the right fit for your company.

Short Term Business Loans

Secure up to £500,000 in Short Term Business Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 370k Short Term Business Loans?

Quick access to funds, flexibility in financial management, and the ability to respond rapidly are key benefits of short term business loans. With amounts ranging from £5,000 to £1 million, and decision times as fast as 1 to 5 days, it's a nimble solution. Learn more about unsecured business loans that offer competitive rates.

Quick access to funds

Flexible repayment terms

Boost business cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 370k Short Term Business Loans?

Unsecured Short Term Business Loan

An unsecured short term business loan offers rapid access to funds without collateral. Typically, amounts range from £5,000 to £500,000 with terms of 3 to 24 months. Discover how these loans support commercial ventures.

Unsecured Short Term Business Loan

These loans have interest rates from 6% to 25% APR, with decisions in 1 to 2 days. They are ideal for working capital or marketing campaigns. Retailers often use them for re-stocking, while tech businesses fund projects. For more on how this works, see our short term loans guide.

Secured Short Term Business Loan

Secured loans require collateral but offer lower rates, from 3% to 15% APR. Typical amounts extend up to £1 million. Ideal for machinery purchase. Explore invoice financing for more options.

Secured Short Term Business Loan

These loans extend from 6 to 36 months, perfect for acquiring new machinery or expanding a business location. Manufacturing and hospitality sectors frequently benefit from this. Quick decisions in 3 to 5 days ensure timely execution. Visit our business loans page for details.

Invoice Financing

Invoice financing allows businesses to manage cash flow by receiving advances on unpaid invoices, typically up to 90% of the invoice value. This is an efficient way to maintain liquidity. Learn about its benefits on our support page.

Invoice Financing

Decision times are quick, with funds typically available within 24 to 48 hours. Used predominantly in retail for cash flow management, it ensures expenses are met without delay. For a broader understanding, check our invoice finance calculator.

What is a 370k Short Term Business Loan?

Application Process Overview

Applying for a short term business loan involves an online application, submitting financials, and identity verification, with credit checks. Initial decisions are given in 1 to 5 business days, and funds are available 1 to 3 days post-approval. See our providers article for insight.

Regulatory Compliance and Requirements

All lenders must be FCA authorized and adhere to fair lending practices. This ensures transparent terms and conditions for every borrower. Understand compliance through our compliance guide.

Borrowing Capacity and Rate Information

Borrowing ranges from £5,000 to £1 million with rates between 3% to 25% APR. Factors include creditworthiness, collateral, and lender assessment. For detailed comparisons, our financing best practices page is invaluable.