FINANCE OPTIONS

380k Revolving Credit Loans – Apply Now

A £380,000 revolving credit loan from Funding Agent offers UK SMEs flexible access to capital, allowing them to manage ongoing operational costs such as payroll, inventory replenishment, and unforeseen expenses with ease. This revolving facility supports businesses in maintaining healthy cash flow and adapting quickly to market demands without the constraints of fixed repayment schedules. Designed to empower growth and stability, it is an essential financial tool for companies seeking reliable funding solutions.

Secure up to £380,000 in Revolving Credit Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £380,000 in Revolving Credit Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 380k Revolving Credit Loans?

The primary benefits of Revolving Credit Loans include continual access to funds, payments based on only the drawn amount, and cash flow support. With decision times ranging from 24 hours to 2 weeks, funds are usually available within days post-approval. Learn more about these flexible solutions through our comprehensive overview.

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Flexible repayment terms
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Improves credit score
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Access to quick funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 380k Revolving Credit Loans?

Business Line of Credit

Businesses with a solid two-year trading history can access amounts ranging from £50,000 to £500,000. Lending terms span 6 to 36 months with APRs from 5% to 10%. For detailed eligibility information, visit our section on business loans.

Business Line of Credit

A Business Line of Credit offers extended credit limits subject to good credit scores and revenue consistency. Decision processes can take 1 to 2 weeks. Such credit solutions are crucial for managing working capital or payroll costs, as detailed in our quick business finance guide.

Merchant Cash Advance

Available to UK businesses processing regular card payments, amounts range from £5,000 to £300,000. Terms are 3 to 12 months, with factor rates between 1.1 and 1.5. More details are available on our cash advance page.

Merchant Cash Advance

Merchant Cash Advances cater well to sectors like hospitality or retail, where short-term financing aligns with seasonal expenditures. Applications, requiring transaction history evaluation, are typically processed within 24 to 48 hours. Discover more in our merchant money reviews.

Credit Card for Business

SMEs with stable credit can access up to £50,000. These cards offer flexibility with no fixed terms and APRs between 15% and 25%. Our credit card insights offer further details.

Credit Card for Business

Business Credit Cards help manage everyday costs and enhance cash flow without binding terms. Instant decision capabilities add to the appeal for tech or travel-centric businesses. Visit our detailed guide for advance payments.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a 380k Revolving Credit Loan?

Application Process

The application for a revolving credit loan typically involves submitting financial statements and undergoing thorough credit evaluations. Decision timelines vary but generally range from 24 hours to two weeks. For a comprehensive view of application steps, visit our dedicated page.

Borrowing Capacity and Rates

All lending in the UK, including revolving credit loans, is regulated by the FCA, ensuring transparency and fair practices. Compliance with FCA guidelines prevents unfair terms and fees. Explore our compliance overview for more information.

Borrowing Capacity and Rates

Borrowing amounts depend on credit assessments with limits extending to £500,000. APRs range from 5% to 25%, influenced by credit scores and financial viability. For further rate details, see our rates guide.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How quickly can I get a decision on a Revolving Credit Loan?
What is the borrowing capacity for Revolving Credit Loans?
What are the average interest rates for Revolving Credit Loans?
What are the eligibility requirements for obtaining a Revolving Credit Loan?

DIVE DEEPER

July 31, 2025

What is a Revolving Credit Loan?

Discover how revolving credit loans work, their pros and cons, and how UK SMEs use them to manage cash flow and growth in 2025.
August 12, 2025

How to Qualify for a Business Loan in the UK: A Step-by-Step Guide for SMEs and Startups

Learn how to boost your UK business loan approval odds. Match the right product to your needs, prove affordability, prepare a complete document pack, and respond fast during underwriting.
June 30, 2025

Which Financing Is Best for Short-Term Business Needs?

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