FINANCE OPTIONS

390k Business Line of Credit - Apply Now

A £390,000 business line of credit offers UK SMEs a flexible funding solution to manage cash flow fluctuations, cover essential operating expenses, and seize timely growth opportunities. As a reliable financial resource, it supports businesses in maintaining payroll, stocking inventory, and addressing unexpected costs without disrupting daily operations. Funding Agent provides expert guidance to secure this credit facility, helping businesses sustain financial stability and accelerate expansion.

Secure up to £390,000 in Business Line of Credit with Funding Agent.

Secure up to £1,000,000 in Secure up to £390,000 in Business Line of Credit with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of 390k Business Line of Credit?

Key advantages include borrowing flexibility, interest savings, and immediate fund access post-approval. With limits from £5,000 to £1,000,000, decision times range from days to a few weeks, ensuring timely financing for operational needs.

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Flexible funding options
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Improves cash flow
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Builds credit history

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of 390k Business Line of Credit?

Secured Business Line of Credit

Secured lines require collateral like property or inventory. Typical amounts range from £50,000 to £1,000,000 with terms from 12 to 60 months.

Secured Business Line of Credit

This type starts at 3% interest, with approval in 1 to 2 weeks. It's ideal for capital investments in sectors like manufacturing for equipment purchases.

Unsecured Business Line of Credit

No collateral is needed, but creditworthiness is key. Borrow between £5,000 and £500,000 over 6 to 24 months.

Unsecured Business Line of Credit

Interest begins at 4%, with quick approvals in a week. Best for managing cash flow in tech marketing campaigns.

Revolving Business Line of Credit

Suitable for businesses with consistent revenue, offering £10,000 to £750,000 with ongoing annual reviews.

Revolving Business Line of Credit

Interest from 3.5%, with 2-3 weeks decision time, helps manage working capital in retail inventory management.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a 390k Business Line of Credit?

Application Process & Decision Times

Applications involve financial document submission and credit checks. Approval ranges from a few days to weeks depending on credit type.

Determining Borrowing Capacity

All lenders are FCA-authorised, ensuring compliance with fair treatment rules and clear fee disclosures.

Determining Borrowing Capacity

Capacity factors include business size, revenue, and creditworthiness. Rates range from 3% to 10%, influenced by these factors.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

How much can I borrow with a business line of credit?
How quickly can I get a decision for a business line of credit?
What are the interest rates for business lines of credit?
What are the eligibility requirements for a business line of credit?

DIVE DEEPER

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