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^390k Revolving Credit Loans - Apply Now

Q: How much can I borrow with a revolving credit loan?

Businesses can borrow as little as £1,000, with upper limits reaching £500,000, depending on financial health and lender terms. Revolving credit provides flexibility by allowing businesses to use the funds as needed, repay, and then borrow again up to the agreed limit.

Q: How quickly can I get a decision on my loan application?

Initial decisions for revolving credit facilities are often made within 24 hours to two weeks, influenced by application completeness and lender processing capacity. Quick access to funds is possible once the application is approved, generally within five business days.

Q: What are the typical interest rates for these loans?

Interest rates for revolving loans range between 6% and 20% APR, or factor rates payable for merchant cash advances. Rates depend on business credit scores and financial history, with additional fees potentially covering origination or maintenance.

Q: What are the main eligibility requirements?

Eligibility typically requires a UK business to have a trading history of at least one year, a minimum turnover (often £100,000), and a good credit rating. Specific criteria vary depending on the type of revolving credit facility sought.

A £390,000 revolving credit loan is an essential financial tool for UK SMEs, providing flexible access to funds that support ongoing operational needs such as payroll, inventory management, and unexpected expenses. This credit facility enables businesses to maintain steady cash flow, ensuring they can respond promptly to market demands and sustain growth without the constraints of fixed repayment schedules. Funding Agent offers tailored solutions to help SMEs optimise their working capital and navigate financial challenges efficiently.

Secure up to £390,000 in Revolving Credit Loans with Funding Agent.

Secure up to £500,000 in Secure up to £390,000 in Revolving Credit Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 390k Revolving Credit Loans?

The primary advantage of revolving credit loans is flexibility, allowing businesses to address seasonal cash flow needs with ease, offering amounts ranging from £1,000 to £500,000 and delivering decisions as quickly as 24 hours.

Flexible payment options

Builds credit history

Access to funds quickly

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 390k Revolving Credit Loans?

Revolving Business Line of Credit

The Revolving Business Line of Credit allows firms to borrow between £10,000 to £500,000, provided they meet specific eligibility criteria, including a minimum turnover of £100,000.

Revolving Business Line of Credit

With interest rates typically between 6% to 12%, businesses can use this credit line for working capital management, inventory purchases, and other short-term financial needs. Decisions typically come through in 1-2 weeks, making it a convenient choice for sectors like retail and hospitality facing seasonal demand.

Overdraft Facility

An overdraft facility typically covers amounts between £1,000 and £250,000 and demands a business bank account with the lender, reviewed annually.

Overdraft Facility

Positioned to resolve short-term shortages, an overdraft facility can be arranged within days. Interest rates range from 4% to 15% over the base rate, suitable for tech and retail sectors dealing with unforeseen expenses.

Merchant Cash Advance

Merchant Cash Advances provide up to £300,000 based on credit card sales, with repayment linked to revenue, thus maintaining cash flow balance even during fluctuations.

Merchant Cash Advance

This facility, reviewed in mere hours, features factor rates of 1.1 to 1.5. Ideal for hospitality and manufacturing sectors, it helps fund marketing pushes and production expansion at critical times.

What is a 390k Revolving Credit Loan?

Application Process

The application for a revolving credit loan involves submitting business details, financial documents, and a business plan online, depending on lender requirements. Approval times vary, typically from 24 hours to two weeks, depending on completeness and lender capacity.

Regulatory Compliance

All revolving credit loan providers must adhere to regulations by the Financial Conduct Authority (FCA) to ensure transparency and fair treatment. Compliance includes providing clear terms and conditions to maintain customer trust and loan integrity.

Assessing Borrowing Capacity

Factors like creditworthiness, financial health, and business revenue significantly influence borrowing limits, generally from £1,000 up to £500,000, tailored to specific needs and lender policies. Understanding borrowing power helps in securing suitable funding arrangements.

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FAQ’S

How much can I borrow with a revolving credit loan?

How quickly can I get a decision on my loan application?

What are the typical interest rates for these loans?

What are the main eligibility requirements?

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^390k Revolving Credit Loans - Apply Now

What are the ^benefits of 390k Revolving Credit Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 390k Revolving Credit Loans?

Revolving Business Line of Credit

Revolving Business Line of Credit

Overdraft Facility

Overdraft Facility

Merchant Cash Advance

Merchant Cash Advance