FINANCE OPTIONS

^400k Asset Finance - Get Funding Today

Q: What types of assets can be financed with a 400k Asset Finance facility?

Assets that can be financed include business machinery, vehicles, and technology equipment. The asset must support your business needs, and specific eligibility varies by product, such as hire purchase, finance lease, or refinance.

Q: How quickly can funds or assets be available with asset finance?

Decisions are commonly provided within 1 to 5 business days. After approval, assets or funds are typically available within one week, depending on your lender and asset arrangements.

Q: What factors affect the rates and fees for 400k Asset Finance?

Rates usually range from 3% to 18% APR. Final costs are shaped by the asset type, business credit score, finance term, and may include arrangement or valuation fees.

Q: Is 400k Asset Finance regulated in the UK?

Asset finance arranged through non-bank lenders is regulated by the Financial Conduct Authority under consumer credit agreements, ensuring fair and transparent terms for businesses.

400k Asset Finance enables UK businesses to obtain crucial equipment, machinery, or vehicles without the need to buy outright. This finance solution uses the asset itself as security and is available in formats like leasing, hire purchase, or refinancing. Asset finance helps businesses access high-value assets, manage large purchases more effectively, and support cash flow, making it valuable for organisations looking to expand or modernise operations efficiently.

Asset Finance

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^Benefits of 400k Asset Finance

Asset finance is designed to support businesses investing in major assets while protecting financial stability. With terms and rates tailored to the business and asset, this finance offers structured payments and decision times within days, helping you act quickly as opportunities arise and keeping your business agile.

Flexible repayment options

Improved cash flow

Access to essential assets

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Finance Available

Hire Purchase

Hire Purchase enables UK businesses to acquire critical assets and pay over an agreed term, with options for ownership at the end of the agreement.

Hire Purchase

With Hire Purchase, the lender buys the asset and your business pays in instalments over 12 to 60 months. Creditworthiness and at least one year’s trading history are generally required. It’s suitable for amounts from £10,000 to £5,000,000 and is commonly used for machinery, vehicles, or technology, supporting sectors like manufacturing and transport.

Finance Lease

Finance Lease allows businesses to use essential equipment for a fixed term, typically without taking ownership, all for a regular payment.

Finance Lease

This structure suits established businesses that need equipment but prefer not to buy it outright. You lease the asset and maintain it during the term of 12 to 84 months, with borrowing amounts from £5,000 to £2,000,000. Sectors such as construction and healthcare often use this to manage costly or frequently changing equipment needs.

Asset Refinance

Asset Refinance lets you unlock value from assets your business already owns, improving liquidity and offering flexible repayment terms.

Asset Refinance

Businesses with suitable assets can have them valued and refinanced, releasing capital for reinvestment. This option is available for £10,000 to £3,000,000, repaid over 6 to 48 months. It is especially useful for logistics and engineering firms aiming to strengthen cash flow without new purchases.

Typical Funding Journeys on Funding Agent

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Your request is matched to suitable lenders

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How to Secure Asset Finance with Funding Agent

Apply Online

Complete a secure application with your business details and asset finance requirements via our online application form using our user-friendly platform.

Compare Offers

Review tailored offers from our network of lenders, considering terms, rates, and how each aligns with your needs.

Receive Funds

Once you choose the right offer, finalise your agreement and quickly access your new asset or the released capital.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What types of assets can be financed with a 400k Asset Finance facility?

How quickly can funds or assets be available with asset finance?

What factors affect the rates and fees for 400k Asset Finance?

Is 400k Asset Finance regulated in the UK?

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June 24, 2025

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^400k Asset Finance - Get Funding Today

^Benefits of 400k Asset Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Finance Available

Hire Purchase

Hire Purchase

Finance Lease

Finance Lease

Asset Refinance

Asset Refinance

Typical Funding Journeys on Funding Agent

How to Secure Asset Finance with Funding Agent

Apply Online

Compare Offers

Receive Funds

Get Funding For your business

Real Scenarios

Construction Company Needing Fast Working Capital

Ecommerce Business Preparing for Peak Season

Marketing Agency Using Invoice Finance

Property Developer Using Bridging Finance

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FAQ’S

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What Is Asset Finance?

Top Asset Finance Lenders in the UK

How Asset Finance Can Boost Cash Flow for Your Business

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