FINANCE OPTIONS
400k Inventory Finance – Apply for Funding
£400k Inventory Finance is a way for businesses to borrow money using their stock, or inventory, as security. This helps them get the cash they need to keep their operations running smoothly without selling off assets. If you're interested in boosting your cash flow, it's worth exploring this option.
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
What are the benefits of 400k Inventory Finance?
400k Inventory Finance provides businesses with the necessary funds to purchase and manage their inventory effectively. By securing up to £400,000, companies can enhance their cash flow, minimize holding costs, and improve inventory turnover. This financing solution helps businesses maintain stock levels, respond to market demands swiftly, and ultimately drive growth without the burden of upfront inventory costs.
Improves cash flow
Reduces holding costs
Increases inventory turnover
SCALE YOUR BUSINESS TO NEW HEIGHTS
200+
Providers
Providers
What are the different types of 400k Inventory Finance?
Asset-Based Lending
Loans secured by the value of inventory as collateral.
Floor Plan Financing
Short-term loans for dealers to purchase inventory for resale.
Inventory Line of Credit
A revolving credit line specifically for purchasing inventory.
What is 400k Inventory Finance?
What is 400k Inventory Finance?
400k Inventory Finance means getting a business loan or line of credit—up to $400,000—specifically to purchase inventory. The inventory you buy acts as collateral for the loan. This allows you to restock or buy products even if you don’t have the cash upfront.
Main Types of Inventory Finance
There are two main options: an inventory loan (you borrow a fixed amount for a set term) and an inventory line of credit (a revolving credit you can use and repay as needed, up to your limit). Both options can be approved even if you have less-than-perfect credit, since the inventory itself secures the loan.
Key Features and Requirements
You may need inventory valued above a certain amount (e.g., $500,000) and a good inventory management system. Approval can be fast—sometimes in days—with pre-approval possible in 24 hours. These loans are often easier to qualify for than traditional ones, but may cost more in interest and sometimes need an on-site inventory appraisal.
Real Scenarios
Construction Company Needing Fast Working Capital
Situation
A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.
Challenge
Traditional bank applications were too slow; they needed a decision and funds within days.
Outcome
Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.
Ecommerce Business Preparing for Peak Season
Situation
An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.
Challenge
They wanted flexible terms and a quick turnaround so stock could be ordered in time.
Outcome
Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.
Marketing Agency Using Invoice Finance
Situation
A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.
Challenge
They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.
Outcome
Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.
Property Developer Using Bridging Finance
Situation
A developer needed short-term finance to complete a purchase before selling an existing property.
Challenge
They required a fast decision and flexible terms to align with the sale timeline.
Outcome
Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
FAQ’S
How does 400k Inventory Finance benefit retail businesses?
Can manufacturers qualify for 400k Inventory Finance with poor credit?
What is the repayment structure for a 400k Inventory Finance facility?
Are wholesalers limited to 60% inventory value with 400k Inventory Finance?
DIVE DEEPER
We Like To Keep Things Simple
Match with
150+
Lenders
Loans from
£1000
to
£1m
to
£1m
zero hidden fees
