FINANCE OPTIONS

^400k Unsecured Business Loans - Apply Now

Q: How quickly can I get a decision on my unsecured loan application?

With unsecured loans, businesses can anticipate initial decisions within 48 hours to two weeks. This is contingent upon the completeness of submitted documents and the business's credit standing.

Q: What are the typical interest rates for unsecured business loans?

Interest rates for unsecured business loans generally range from 5% to 20% APR. These figures can fluctuate based on credit score, loan amount, and overall financial health of the business.

Q: What is the borrowing capacity for unsecured business loans?

Businesses can borrow between £5,000 and £500,000 from unsecured loans, depending on factors like creditworthiness and company revenue.

Q: What requirements must be met to qualify for an unsecured business loan?

Businesses need a solid credit history, financial statements, and sometimes a business plan. Specific requirements vary by lender.

Unsecured business loans offer UK SMEs the ability to borrow up to £400,000 without needing to provide collateral. This type of loan empowers companies to access funding based purely on their creditworthiness and repayment ability. Ideal for managing working capital, these loans provide financial agility without risking assets. Learn more about how your business can benefit from unsecured business loans.

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 400k Unsecured Business Loans?

One of the main advantages of unsecured business loans is their accessibility. They provide fast access to funds without the need for asset security, enabling quicker financial decision-making. Businesses can expect decision times as short as 48 hours, with funds available soon after. Explore how your enterprise can thrive with our fast business funding solutions.

No collateral required

Quick approval process

Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 400k Unsecured Business Loans?

Revolving Credit Facilities

Revolving credit facilities offer flexible borrowing up to £500,000 for businesses with good credit scores. Tailored for managing operational expenses, they renew every 12 months. Feel the ease of flexible finance with our revolving credit solutions.

Revolving Credit Facilities

For those needing to smooth over cash flow, revolving credit facilities can be an excellent choice. They cater to a range of needs, from operational costs to bridging payment gaps. Decision times can be swift, typically between 48 hours to a week, ensuring timely access to funds. Suitable for a variety of sectors, including retail and tech, they stand as a reliable financial partner. See how we've helped companies through our credit solutions.

Term Loans

Term loans are ideal for businesses planning expansions or needing significant capital for up to £400,000 over 60 months. With interest rates starting from 7% APR, find tailored lending options for your business. Discover flexible terms with our business term loans.

Term Loans

Structured for substantial financial undertakings, term loans offer predictability through fixed repayment schedules. Ideal for equipment purchase or expansion, they suit manufacturing and hospitality sectors. Despite typical decision times of 1-2 weeks, their reliable delivery makes them a popular choice. Delve into structured business growth with our tailored finance plans.

Peer-to-Peer Lending

Peer-to-peer (P2P) lending offers innovative financing for up to £1,000,000. Suitable for businesses with robust plans and credit history, these provide a competitive edge. Propel your innovative projects with our P2P solutions.

Peer-to-Peer Lending

P2P lending allows businesses to utilize alternative finance forms, perfect for creative or tech-driven industries. Offering lending terms of up to 60 months, and rates between 5% and 15%, P2P provides flexible, competitive funding. Experience collaborative financial growth with our peer-driven finance.

What is a 400k Unsecured Business Loan?

Application Process and Timelines

The application process for unsecured loans is seamless, requiring clear financial documentation and credit assessments. Decision times range from 48 hours to two weeks, with funds dispensed shortly after approval. Maximise your financial efficiency through our streamlined application systems.

Regulatory and Compliance Considerations

Unsecured loans are regulated under the Consumer Credit Act 1974 and overseen by the Financial Conduct Authority, ensuring secure and fair lending practices. Benefit from our regulatory expertise in business finance through our authorised solutions.

Borrowing Capacity and Rate Factors

Your borrowing capacity can vary from £5,000 to £500,000, influenced by credit history, revenue, and financial health. Rates typically range between 5% and 20% APR, subject to business specifics and market conditions. Explore our competitive offerings with our borrowing solutions.

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FAQ’S

How quickly can I get a decision on my unsecured loan application?

What are the typical interest rates for unsecured business loans?

What is the borrowing capacity for unsecured business loans?

What requirements must be met to qualify for an unsecured business loan?

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July 2, 2025

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^400k Unsecured Business Loans - Apply Now

What are the ^benefits of 400k Unsecured Business Loans?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 400k Unsecured Business Loans?

Revolving Credit Facilities

Revolving Credit Facilities

Term Loans

Term Loans

Peer-to-Peer Lending

Peer-to-Peer Lending