FINANCE OPTIONS
Understanding Alternative Finance Loans
Alternative Finance Loans are loans you get from places other than banks, like online lenders or crowdfunding platforms. They can be quicker and easier to access if you need money fast. Want to learn more about your options? Feel free to ask!
Apply for business financing up to £500,000
- Quick and easy application process
- Loan disbursed within 24 hours
- No additional charges for early repayment
We Like To Keep Things Simple
Match with
150+
Lenders
Loans from
£1000
to
£500K
to
£500K
zero hidden fees
What are the benefits of Alternative Finance Loans?
Alternative finance loans provide innovative funding solutions outside traditional banking systems, making them accessible for individuals and businesses that may struggle with conventional loans. They often require less documentation and have quicker approval times, fostering economic growth by enabling diverse borrowers to meet their financial needs.
Flexible repayment options
Quick access to funds
Less strict requirements
What are the different types of Alternative Finance Loans?
Peer-to-Peer (P2P) Lending
Borrowers receive funds directly from individual investors via online platforms.
Invoice Financing
Businesses borrow against outstanding invoices to access quick capital.
Crowdfunding Loans
Multiple investors lend small amounts collectively to fund a loan request online.
What is Alternative Finance Loans?
Types of Alternative Finance Loans
Alternative finance loans include options such as Community Development Financial Institutions (CDFIs), microlenders, peer-to-peer (P2P) loans, invoice financing, and crowdfunding loans. Each type offers different sources of funding outside traditional banks, catering to various needs from small amounts to quick capital or early-stage business support.
Key Features and Benefits
These loans provide benefits like faster access to funds, flexible application processes, fewer credit requirements, and supportive guidance. Some options, like invoice financing, do not require credit checks, while others, such as CDFIs, also offer business advice to borrowers.
Impact on Borrowers and Capital Structure
Alternative finance loans can help underserved groups, startups, and small businesses grow without needing traditional bank approval. Depending on the type, they may involve repaying loans (debt capital) or providing funding in exchange for equity or rewards, allowing businesses to choose between keeping control or bringing in new partners.
FAQ’S
What is Alternative Finance?
What can Alternative Finance be used for?
Can I repay early?
Will this affect my future borrowing?
