FINANCE OPTIONS

Understanding Alternative Finance Loans

Alternative Finance Loans offer UK SMEs a new opportunity to access funding outside traditional bank lending. These solutions provide quicker, more flexible access to capital, ideal for expanding operations and managing cash flow. Business Loans are just one of the many options available.

Secure up to £500,000 in Alternative Financing with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of Alternative Finance Loans?

Access capital faster and with fewer credit requirements. Enjoy terms that adapt to your needs with loan amounts ranging from £1,000 to £2 million, whether it's calculating a business loan decision within days or custom terms for your industry.

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Flexible repayment options
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Quick access to funds
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Less strict requirements

What are the different types of Alternative Finance Loans?

Peer-to-Peer (P2P) Lending

P2P Lending requires a trading history with amounts from £5,000 to £500,000 over 6 to 60 months.

Peer-to-Peer (P2P) Lending

With interest rates between 3% to 12%, decisions typically occur within 1 to 2 weeks. Use cases include expanding operations or purchasing equipment. Ideal for sectors like retail and tech startups, these loans offer a start-up friendly solution.

Invoice Financing

Obtain up to 90% of invoice value quickly, ideal for improving cash flow.

Invoice Financing

Eligible businesses get funds within 1 to 5 days, with 1% to 4% fees. Manufacturing and wholesale sectors benefit from accessing immediate funds. Learn more about invoice financing.

Crowdfunding

Raise between £1,000 to £2 million by engaging large audiences through campaigns.

Crowdfunding

Ideal for launching new products, crowdfunding suits tech innovations and creative industries. Campaign success varies but often takes 30 to 60 days, positioning you for substantial leaps.

What is Alternative Finance Loans?

Application and Decision Process

Our streamlined application process involves presenting financial details on chosen platforms, followed by a credit assessment. We offer competitive rates from 3% to 12% and initial decisions can be swift.

Regulation and Compliance

Compliance with the FCA ensures all processes are fair and transparent. We guide you through regulatory intricacies to maintain legal integrity. Explore more about debt financing.

Borrowing Capacity and Rates

Our evaluations consider turnover, creditworthiness, and competitiveness to tailor funding. Rates adapt to your risk assessment and borrowing needs, ensuring fairness and efficiency.

FAQ’S

How quickly can I get a decision on an alternative finance loan?
What are the typical borrowing amounts for alternative finance loans?
What factors affect the interest rates of these loans?
What are the eligibility criteria for invoice financing?

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