FINANCE OPTIONS

^440k Revolving Credit Loans - Apply Now

Q: How much can I borrow with a revolving credit loan?

Businesses can borrow between £50,000 and £5,000,000. The amount depends on your creditworthiness, available collateral, and business revenue, aligning with lender policies.

Q: How quickly can I get a decision on my revolving credit application?

Initial decisions are typically reached within 1 to 4 weeks, with funds available 24 hours to 5 working days post-approval, subject to documentation completeness.

Q: What are the interest rates for revolving credit loans?

Interest rates range from 3% to 10% APR, influenced by business credit scores, collateral type, and market rates. Additional fees like arrangement and renewal fees may apply.

Q: What are the eligibility requirements for revolving credit loans?

Eligibility includes a robust trading history (2 years), profitability, adequate cash flow, and good creditworthiness. Some loans require collateral, like property or inventory.

Revolving Credit Loans provide UK SMEs with flexible borrowing solutions. Similar to credit cards, businesses can withdraw, repay, and reborrow up to a preset limit, enabling efficient cash flow management. Our services can guide you through revolving credit loans best practices. It's highly beneficial for purchasing inventory or managing seasonal expenses.

Revolving Credit Loans

Secure up to £500,000 in Revolving Credit Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 440k Revolving Credit Loans?

Enjoy flexibility and pay interest only on funds utilized by opting for revolving credit. We ensure rapid decision times from 1 to 4 weeks, with funds available in just 24 hours post-approval. Learn more about these advantages by exploring revolving credit options for your business.

Flexible repayment options

Improves credit score

Quick access to funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 440k Revolving Credit Loans?

Standard Revolving Credit Facility

Offers amounts from £50,000 to £500,000 over 12 to 24 months with flexible eligibility based on profitability and creditworthiness. Discover how such facilities can benefit your enterprise.

Standard Revolving Credit Facility

Standard facilities come with interest rates from 5% to 10% APR, and funds are typically available within weeks. They're ideal for managing cash flow or seasonal expenses. Learn about how it suits various sectors like retail and manufacturing.

Secured Revolving Credit Facility

Ranging from £100,000 to £5,000,000, these loans require collateral like property and cater to businesses aiming for major capital projects. Find sector-specific insights at our dedicated page.

Secured Revolving Credit Facility

Secured loans offer reduced interest rates of 3% to 8% APR due to collateral, with terms extending to 60 months. These are perfect for significant investments and expansions, typified by projects within the hospitality or tech sectors.

Asset-Based Revolving Credit

With credit ranges from £200,000 to £2,000,000 and secured against receivables or inventory, these loans suit firms with tangible asset reserves. Click to see how these integrate into your business strategy via our services.

Asset-Based Revolving Credit

Offering a 4% to 9% APR, asset-based credit allows firms to leverage their stock for expansion opportunities. Quick access within 2 to 4 weeks empowers businesses to take advantage of supplier discounts, especially in manufacturing or retail.

What is a 440k Revolving Credit Loan?

Application and Approval Process

The application involves an online form submission with necessary financial documentation, followed by approval typically in 4 weeks. We simplify this journey, ensuring prompt access to funds with our expert guidance.

Regulatory and Compliance Requirements

Compliance with FCA regulations is mandatory, involving credit assessment and transparent terms. Rely on our expertise in navigating these with your revolving credit agreements; discover more on our detailed explainer.

Borrowing Capacity and Interest Rates

Loans range from £50,000 to £5,000,000, influenced by factors like creditworthiness and collateral. We offer solutions to secure favourable terms—typical rates span 3% to 10% APR. Explore how to capitalize on these in the current market.