450k Sale and Leaseback Finance – Get Your Quote Today
450k Sale and Leaseback Finance is property sale and leaseback finance: a UK facility where your business sells a commercial property (or land) and then leases it back, receiving a lump sum and continuing to operate from the same premises. Many SMEs use this approach to turn tied-up property equity into working capital or growth funding, without relocating and disrupting day-to-day trading. Funding Agent can help you compare suitable providers for a transaction targeted at around £450k, by focusing on the leaseback structure and the information they typically use to assess property and affordability.
- Fastest and easiest application process
- Dedicated support
- Loan disbursed within 24 hours
- No additional charges for early repayment
Why consider sale and leaseback finance
For property-led funding, the key is the lease economics and affordability under the ongoing lease. Below are practical reasons businesses target sale and leaseback structures, along with the factors that shape timelines and the effective finance cost.
SCALE YOUR BUSINESS TO NEW HEIGHTS

Common sale and leaseback structures
Single-asset sale & leaseback
Best suited to SMEs and owner-occupiers with clear title to one saleable commercial property, such as freehold or long leasehold.
Portfolio sale & leaseback (multiple properties)
Designed for groups that want liquidity across several operational properties, using blended underwriting.
Asset finance top-up within sale & leaseback
A combined package that coordinates property proceeds with additional asset finance or drawdown.
How Funding Agent helps you access it
Share property and company details
Tell us about your business, your ownership or tenure, and the commercial property you plan to sell and lease back. Include your basic expectations for the leaseback structure so we can align your request with providers’ underwriting approaches.
Get matched to providers
We review your fit against providers that are set up to support your property type and the leaseback approach you are considering. This reduces the risk of submitting information to lenders that cannot underwrite your specific structure.
Submit for underwriting
We help you assemble the documents typically needed for property and company checks, including information used for AML and due diligence. When your case is ready, the provider can progress valuation and affordability review towards an offer.
Real Scenarios
Construction Company Needing Fast Working Capital
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Ecommerce Business Preparing for Peak Season
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Marketing Agency Using Invoice Finance
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Property Developer Using Bridging Finance
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