Compare ^{Shop Fit-Out Finance} for UK Retailers

Leasing is ideal for shops needing expensive upgrades without a large initial outlay. Available for amounts between £10,000 and £250,000, leasing offers terms from 12 to 60 months and typical rates of 4% to 15% APR. After application and approval, you can quickly procure the equipment you need, which benefits shops like clothing stores or electronics retailers looking to update display or operational assets.

Typical loan sizes range from £25,000 to £500,000, with repayment terms from 6 to 48 months and rates between 6% to 18%. Approval can take 2 to 4 weeks, with funds used for complete shop fit-outs or expansions. Furniture stores, cafés, and boutique shops often use business loans to achieve comprehensive upgrades or open new branches.

Advances range from £5,000 to £300,000, generally repaid within 12 months through a fixed percentage of daily card takings. Fees are charged as a flat rate (10% to 30% of the advance), providing flexibility for businesses with strong card sales but wishing to avoid fixed monthly repayments. Gift shops and lifestyle stores often use this route for short-term updates.