FINANCE OPTIONS

^470k Business Line of Credit - Apply Now

Q: How much can I borrow with a business line of credit?

Businesses can typically borrow between £5,000 and £1,000,000, depending on financial health and other criteria.

Q: How quickly can I get a decision on a business line of credit?

Decisions are generally made within 1 to 2 weeks for unsecured and up to 4 weeks for secured lines.

Q: What are the interest rates for a business line of credit?

Interest rates vary between 2% and 20% APR, influenced by the creditworthiness, collateral, and current market conditions.

Q: What are the eligibility requirements for a business line of credit?

Eligibility varies; secured lines need collateral, while unsecured require strong credit scores and adequate cash flow.

A £470,000 business line of credit provides UK SMEs with flexible access to funds, empowering them to effectively manage cash flow fluctuations, cover essential expenses such as payroll and inventory, and seize growth opportunities. As a dynamic financing solution, it supports businesses in maintaining operational stability while adapting to market demands. Funding Agent offers expert guidance to secure this robust financial resource tailored to your business needs.

Secure up to £470,000 in Business Line of Credit with Funding Agent.

Secure up to £500,000 in Secure up to £470,000 in Business Line of Credit with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 470k Business Line of Credit?

Utilizing a business line of credit can enhance a company's cash flow management and improve its credit score through responsible use. Businesses may benefit from borrowing amounts ranging from £5,000 to £1,000,000, with interest rates varying from 2% to 20% APR, ensuring cost-effectiveness. The application process is streamlined, often providing access to funds within a few weeks.

Flexible funding access

Improves cash flow

Supports business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 470k Business Line of Credit?

Revolving Business Line of Credit

This type requires businesses to have a minimum of two years of trading history and a good credit score, with funding amounts between £10,000 to £500,000. Lending terms range from 6 to 36 months.

Revolving Business Line of Credit

A Revolving Business Line of Credit is ideal for managing seasonal business fluctuations or inventory purchases. Interest rates range from 3% to 15% APR based on creditworthiness, and decisions typically take 1 to 3 weeks. Retail businesses often utilize this for smoothing cash flows during peak seasons.

Secured Business Line of Credit

This option requires collateral, such as property, with amounts ranging from £50,000 to £1,000,000. Lending terms extend from 12 to 60 months.

Secured Business Line of Credit

Secured Business Line of Credit, offering lower interest rates between 2% to 12% due to collateral, is beneficial for large capital expenditures or equipment purchasing. The approval process involves a comprehensive risk analysis and is completed in 2 to 4 weeks, popular among manufacturing companies.

Unsecured Business Line of Credit

Available to businesses with at least three years of operation, requiring a strong credit score. Loans range from £5,000 to £250,000 over 6 to 24 months.

Unsecured Business Line of Credit

Unsecured Business Line of Credit enables quick access to funds ideal for short-term needs. Although interest rates are higher (5% to 20%), the lack of collateral makes this option accessible for tech startups for operational cash flow management. Decisions are quickly made, typically within 1 to 2 weeks.

What is a 470k Business Line of Credit?

Application Process and Decision Times

The application process for business lines of credit involves an online form submission, followed by financial document verification. The decision period varies by type, typically 1 to 2 weeks for unsecured and up to 4 weeks for secured options.

Compliance and Regulatory Requirements

UK business lines of credit must comply with Financial Conduct Authority (FCA) regulations, ensuring responsible lending practices. This ensures that businesses understand the terms and can afford repayments.

Borrowing Capacity and Rates

The borrowing capacity is subject to the business’s financial health and credit score, with amounts from £5,000 to £1,000,000. Rates range from 2% to 20% APR with additional fees possibly incurred, such as draw and maintenance fees.

Get Funding For your business

Generate offers

FAQ’S

How much can I borrow with a business line of credit?

How quickly can I get a decision on a business line of credit?

What are the interest rates for a business line of credit?

What are the eligibility requirements for a business line of credit?

DIVE DEEPER

June 30, 2025

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£500K

Find all our resources

^470k Business Line of Credit - Apply Now

What are the ^benefits of 470k Business Line of Credit?

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 470k Business Line of Credit?

Revolving Business Line of Credit

Revolving Business Line of Credit

Secured Business Line of Credit

Secured Business Line of Credit

Unsecured Business Line of Credit

Unsecured Business Line of Credit