FINANCE OPTIONS

^480k Unsecured Business Loans – Apply Now

Q: How much can I borrow with an unsecured business loan?

You can borrow between £10,000 and £500,000, subject to your business’s profitability, credit rating, purpose of the loan, and lender policies.

Q: How quickly can I get a decision on my loan application?

Decisions can range from within 24 hours to 5 days, dependent on application completeness and lender processing speeds.

Q: What are the typical interest rates for unsecured business loans?

Interest rates generally range from 3% to 15% APR, influenced by credit scores, industry risk, loan amount, and current economic conditions.

Q: What are the eligibility requirements for unsecured business loans?

Eligibility includes a trading history (at least 1-2 years), specific turnover minimums (£100,000 to £250,000), and a strong credit profile.

A £480,000 unsecured business loan provides UK SMEs with essential funding to support critical operational needs such as payroll, inventory acquisition, and day-to-day expenses without the requirement of collateral. This flexible financing option from Funding Agent empowers businesses to maintain cash flow stability and seize growth opportunities with confidence.

Secure up to £480,000 in Unsecured Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £480,000 in Unsecured Business Loans with Funding Agent. with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

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What are the ^benefits of 480k Unsecured Business Loans?

Unsecured business loans offer numerous advantages, including no collateral requirement, faster approval times, and flexible usage. Companies can access amounts from £10,000 to £500,000 with rates between 3% to 15% APR depending on credit rating and loan terms. This flexibility makes them ideal for managing diverse financial needs across industries.

Flexible repayment options

Fast funding access

No collateral required

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 480k Unsecured Business Loans?

Short-Term Unsecured Business Loans

Eligible UK businesses can access up to £200,000 for 3 to 12 months. A strong credit profile is essential. Used for short-term capital needs. Learn more about providers.

Short-Term Unsecured Business Loans

Short-term unsecured business loans provide quick cash flow solutions, typically requiring a decision within 24 hours. They are often used by retail and hospitality sectors for needs such as inventory purchases or refurbishments. These loans require a minimum annual turnover of £100,000 and offer rates between 4% to 12% APR. Explore detailed loan terms.

Medium-Term Unsecured Business Loans

Available for SMEs trading for at least two years with a turnover over £250,000. Amounts range from £50,000 to £500,000 over 12 to 60 months. Suitable for expansion. Discover more.

Medium-Term Unsecured Business Loans

These loans are ideal for business expansions and equipment purchases, with decisions typically made within 2 to 5 business days. Businesses benefit from interest rates of 6% to 15% APR. Manufacturing and tech startups often utilise these funds for operational scaling. See application details.

Peer-to-Peer Unsecured Business Loans

Businesses with a solid plan can borrow £10,000 to £400,000 over 6 to 60 months via P2P platforms. They require transparency and typically take 1 to 2 weeks for decisions. Find out more.

Peer-to-Peer Unsecured Business Loans

P2P loans offer variable rates from 3% to 12% APR, with diverse investor backing for innovative projects. These loans cater to tech innovations and community-driven initiatives, providing a collaborative funding approach. Explore your options.

What is a 480k Unsecured Business Loan?

Application Process & Decision Times

The application for unsecured loans is straightforward, requiring basic business data and financial statements. Initial decisions range from 24 hours to 5 days, with funds accessible in 1-2 days for short-term loans. Our streamlined processes enhance efficiency, ensuring swift access to capital. See how we can assist.

Regulatory Compliance

UK unsecured business loans must comply with FCA regulations, focusing on responsible lending and affordability. Ensuring clear credit agreements helps maintain transparency, and our expertise in regulatory compliance guides businesses through these requirements. Learn about our compliance support.

Borrowing Capacity and Rates

The borrowing capacity for unsecured loans is affected by profitability, credit scores, loan purposes, and lender policies. Typical rates range from 3% to 15% APR, with possible extra fees. Our solutions offer competitive terms tailored to your financial health. Review your borrowing options.