FINANCE OPTIONS

490k Unsecured Business Loans - Apply Now

A £490,000 unsecured business loan provides UK SMEs with flexible funding to support critical operational needs such as managing payroll, purchasing inventory, and covering day-to-day expenses without the requirement of collateral. As a trusted funding agent, we facilitate access to substantial unsecured finance, empowering businesses to stabilise cash flow and accelerate growth with confidence. This loan solution is ideal for SMEs seeking reliable capital to enhance liquidity and maintain operational continuity.

Secure up to £490,000 in Unsecured Business Loans with Funding Agent.

Secure up to £500,000 in Secure up to £490,000 in Unsecured Business Loans with Funding Agent. with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

What are the benefits of 490k Unsecured Business Loans?

Unsecured business loans provide fast access to funds, typically ranging from £10,000 to £500,000, with decisions made within 24 to 72 hours. They offer flexible usage and help in building business credit, crucial for future growth.

black tick in a green circle
Quick access to funds
black tick in a green circle
No collateral required
black tick in a green circle
Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

play button
cloud
200+
Providers
building
building
building
buildingbuilding

What are the different types of 490k Unsecured Business Loans?

Unsecured Term Loans

These loans are available for UK businesses with at least two years of trading history and annual revenue of £100,000, offering amounts from £10,000 to £500,000.

Unsecured Term Loans

Unsecured term loans offer interest rates between 6% to 25% APR with lending terms from 1 to 60 months. Quick decisions, often within 24 to 72 hours, make them ideal for businesses investing in expansion or equipment.

Merchant Cash Advances

Merchant cash advances cater to UK businesses with card payments and a minimum of six months trading history, offering £5,000 to £300,000.

Merchant Cash Advances

With flexible terms from 3 to 18 months and quick approval times, merchant cash advances are suitable for covering short-term cash flows such as inventory purchases.

Business Lines of Credit

Business lines of credit suit established businesses with verifiable revenue, providing funds from £10,000 to £500,000.

Business Lines of Credit

Offering revolving credit with interest rates from 7% to 20% APR, these lines are reviewed annually. They are perfect for managing working capital and handling unexpected business expenses.

What is a 490k Unsecured Business Loan?

Application Process

The application process involves an online submission form supported by financial documents and a credit check, with decisions typically made within 1 to 5 days. Quick access to funds ensures your business can act swiftly in times of need.

Regulatory Compliance

All business loans comply with Financial Conduct Authority (FCA) standards to ensure transparent lending practices.

Borrowing Capacity and Rates

The amount and rates depend on factors like business credit score, revenue, and sector stability, typically ranging between 6% to 30% APR. Our solutions adapt to various business profiles, offering competitive terms.

Get Funding For your business

Generate offers
Cta image

FAQ’S

How much can I borrow with an unsecured business loan?
What are the typical interest rates for unsecured business loans?
How quickly can I get a decision on my loan application?
What are the eligibility requirements for an unsecured term loan?

DIVE DEEPER

July 2, 2025

Unsecured Business Loans UK: Fueling Service Sector Growth

Discover how UK service sectors like recruitment, marketing, and legal firms use unsecured business loans for cash flow, expansion & growth without collateral. Get insights & tips.
May 2, 2025

Best Unsecured Loan Lenders in the UK

Explore leading lenders offering fast, collateral-free loans—compare rates, terms, and find the best fit for your business.
June 30, 2025

Which Financing Is Best for Short-Term Business Needs?

Discover the top short-term financing options for UK businesses. Compare loan types, sector usage, and metrics to find the best funding solution for your needs.

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£500K

zero hidden fees

underline

Extra bits you might find useful..

Apply now