FINANCE OPTIONS

^490k Working Capital Loans - Apply Now

Q: How much can I borrow with a working capital loan?

With a working capital loan, you can borrow between £5,000 and £500,000, depending on your business credit score and the lender's policies. This flexibility helps meet various operational needs effectively.

Q: How quickly can I get a decision on my loan application?

Initial decisions on working capital loan applications can be made within 24 hours, depending on the lender and complexity of the loan. This speed enables businesses to manage cash flow efficiently.

Q: What are the interest rates for working capital loans?

Interest rates for working capital loans typically range from 5% to 20% APR. The exact rate is influenced by the business's credit score, loan term, and amount borrowed, ensuring competitive lending options.

Q: What are the eligibility requirements for a working capital loan?

Eligibility for a working capital loan usually includes a business registration in the UK, a minimum of two years of trading history, and a fair to good credit score, ensuring access to necessary funds.

Working Capital Loans are essential for businesses looking to manage daily operations, such as payroll or inventory costs. This financing option provides liquidity, enabling companies to cover short-term obligations efficiently. By securing a working capital loan, businesses gain financial flexibility to maintain operations seamlessly.

Working Capital Loans

Secure up to £500,000 in Working Capital Loans with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 490k Working Capital Loans?

With Working Capital Loans, businesses can enjoy several benefits, such as quick access to funds and enhanced cash flow management. Typically, these loans range from £5,000 to £500,000 with interest rates between 5% to 20% APR, depending on the borrower’s profile. The decision process is streamlined, often delivering a verdict in as little as 24 hours. Explore more with our working capital solutions.

Quick access to funds

Improve cash flow

Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 490k Working Capital Loans?

Traditional Term Loan

Traditional Term Loans suit businesses operating for 2+ years, offering between £5,000 to £500,000 over 6 to 60 months with rates from 5% to 12% APR. Ideal for managing cash flow and inventory purchases, learn how your company can utilise term loans effectively.

Traditional Term Loan

These loans require the submission of financial statements and a fair credit score. Businesses, especially in manufacturing and retail, benefit from their flexibility. Discover the straightforward application process and rapid decisions by visiting our loan solutions page.

Invoice Financing

Invoice Financing advances up to 90% of invoice value, perfect for SMEs with creditworthy clients such as retail chains. With terms matching invoice periods, you can quickly release cash tied up in receivables. Our invoice finance page offers more insights.

Invoice Financing

Quick 24-48 hour decisions allow for immediate cash access without long trading history requirements. Explore how invoice financing can support your cash flow effectively.

Revolving Credit Facility

Revolving Credit Facilities offer ongoing access to funds, with amounts ranging from £10,000 to £500,000. Suitable for tech startups and SMEs needing regular financial support, read about revolving credit options.

Revolving Credit Facility

These facilities are designed for continuous cash flow management, with industry-specific applications allowing startups to cover operational costs easily. For more on these services, check our financial solutions for startups.

What is a 490k Working Capital Loan?

The Application Process

The application for Working Capital Loans involves reviewing financial statements and credit history to ensure eligibility. Decisions often arrive in 24 hours, facilitating quick fund access. Discover the streamlined process at loan applications.

Regulatory Insights

UK regulation by the Financial Conduct Authority ensures fair lending practices. Compliance with consumer credit laws is mandatory, safeguarding both lenders and borrowers. Learn about the regulatory framework at legal compliance in lending.

Borrowing Capacity and Rates

Loan amounts range from £5,000 to £500,000, influenced by credit score and financial health. Rates between 5% to 20% APR vary by lender policies. Evaluate your borrowing potential further with our financial assessment tool.