FINANCE OPTIONS

^500k Business Line of Credit - Apply Now

Q: How much can I borrow with a business line of credit?

You can borrow between £5,000 and £500,000. The amount depends on your business’s credit score, revenue, and collateral offerings.

Q: How quickly can I get a decision on my credit line application?

Decision times vary, usually taking 1 to 5 business days for initial approval, with funds often available within a week after approval.

Q: What are the interest rates for a business line of credit?

Interest rates generally range from 5% to 25% APR. They are influenced by your credit score, whether the credit is secured or unsecured, and market conditions.

Q: What are the eligibility requirements for a business line of credit?

Eligibility typically requires two years of trading history, a good business credit score, and, for unsecured lines, higher annual revenue thresholds.

A business line of credit offers UK SMEs a flexible way to access funds up to a set limit, paying interest only on the drawn amount. This type of financing is invaluable for managing cash flow and tackling unexpected expenses.

Business Line of Credit

Secure up to £500,000 in Business Line of Credit with Funding Agent.

Quick and easy application process
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

What are the ^benefits of 500k Business Line of Credit?

With a business line of credit, enjoy benefits like quick decision times, typically within 1 to 5 business days, and credit limits from £5,000 to £500,000. This flexibility helps you manage finances efficiently while focusing on growth.

Flexibility for expenses

Improves cash flow

Quick access to funds

SCALE YOUR BUSINESS TO NEW HEIGHTS

What are the different types of 500k Business Line of Credit?

Revolving Line of Credit

Available for UK-registered businesses with over £100,000 annual revenue, revolving credit offers amounts from £10,000 to £500,000. It supports cash flow management.

Revolving Line of Credit

This option offers 6% to 20% APR rates, providing quick access within 3 to 5 days. It's ideal for retail sectors needing quick funds for inventory or promotions.

Secured Line of Credit

For businesses with asset collateral, secured lines range from £25,000 to £500,000. Suitable for those with lower credit scores requiring substantial funding.

Secured Line of Credit

With interest rates between 5% to 15% APR, the secured line requires collateral evaluation. Ideal for large expenditures like machinery, it provides funds within 1 to 2 weeks.

Unsecured Line of Credit

Targeted at SMEs with excellent credit, unsecured lines offer £5,000 to £200,000. Ensures flexible cash flow bridging options.

Unsecured Line of Credit

Cover pressing needs with rates from 8% to 25% APR. Quick decisions within 1 to 3 days are suitable for urgent marketing campaigns or unexpected expenses.

What is a 500k Business Line of Credit?

Application Process

The application involves an online form and financial document submission. Decisions typically occur in 1 to 5 days. We streamline this efficient process to ensure swift approvals.

Regulatory Compliance

All credit lines comply with FCA regulations, ensuring transparency. Our expert guidance ensures your financing adheres to these requirements.

Borrowing Capacity and Rates

The borrowing limit depends on factors like business credit score and collateral. Rates vary between 5% and 25% APR, influenced by credit security, market rates, and more. We offer competitive rates tailored to your needs.