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500k Leasing Finance – Get Your Lease Approved Today

£500k leasing finance, also known as asset finance (leasing), helps a UK business use specified equipment or vehicles by paying regular rentals. Under most leasing structures, the finance company typically owns the asset during the agreement, so you can fund higher-value purchases without tying up cash upfront. Businesses use leasing when they want predictable monthly payments, support for asset refresh cycles, and end-of-term choices such as returning the asset, extending the lease, or buying it, depending on the lease type.

Leasing Finance

Secure up to £1,000,000 in Leasing Finance with Funding Agent.

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  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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Why leasing can suit a £500k request

For larger equipment and fleet needs, leasing turns an asset-backed purchase into an agreement with structured repayments. The process is typically affordability-focused, then asset-details-led, with decision times that depend on how complete your documents and asset information are.

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Preserve working capital
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Predictable monthly payments
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End-of-term flexibility

SCALE YOUR BUSINESS TO NEW HEIGHTS

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Types of leasing finance for up to £500k+

Contract hire lease (operating lease)

Common for vehicle and equipment users who want predictable costs and clear end-of-term options. UK limited companies and LLPs are commonly accepted, and some lenders may consider sole traders depending on the deal.

Contract hire lease (operating lease)

A contract hire lease, or operating lease, usually funds assets where you prefer to use equipment or vehicles during the agreement and then decide what to do at the end. Typical deal sizes can range from around £25,000 up to £500,000+ where asset pricing, residual assumptions, and business strength support the underwriting. Terms are often 24 to 60 months. Lenders typically price rentals using cost of funds and lease structuring and may show an APR-equivalent or an indicative rental cost.

Finance lease with optional purchase

Designed for businesses that want to use an asset over its useful life, with the possibility to purchase at the end. Typical approvals are influenced by asset resaleability and the documentation provided.

Finance lease with optional purchase

A finance lease with an optional purchase can be suitable when you want to spread the cost of a higher-value asset while planning for what you may do at term end. Typical amounts are often £30,000 to £500,000+ depending on deposit and the residual or balloon structure. Terms are frequently 36 to 72 months. Decision times are commonly 3 to 10 working days from application to final approval if asset documentation is available and residual assumptions are accepted.

Operating lease for fleet (van/vehicle leasing)

Built for businesses running and insuring a fleet, with underwriting based on vehicle lists, mileage assumptions, and the expected residual values.

Operating lease for fleet (van/vehicle leasing)

For fleet requirements, an operating lease can convert a large vehicle outlay into manageable monthly rentals. Fleet deals commonly range from about £50,000 to £500,000+ depending on the number and type of vehicles and residual value assumptions. Terms are often 24 to 48 months, and in some cases 60 months for particular structures. Indicative APR-equivalent disclosures may vary widely, often roughly low single digits to mid-teens depending on lease length, vehicle valuations, deposit, and risk. Speed can be affected by how quickly the vehicle list and insurer or usage details are confirmed.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

How to get this lease through Funding Agent

Share your leasing request

Provide your basic business details and the asset information, including what you want to lease, supplier details, estimated value, and your preferred term length.

We shortlist leasing options

Funding Agent compares suitable leasing routes for a £500k-scale purchase, such as operating or fleet lease versus finance lease with purchase options, based on asset type and affordability fit.

Apply and complete underwriting

We help you submit the standard lender pack and ensure the asset schedule and business information are complete, so the provider can move through underwriting to offer and documentation.

Get Funding For your business

Generate offers
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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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FAQ’S

What borrowing range is typical for £500k leasing finance
How long does a leasing decision take for a £500k deal
How are leasing rates presented for asset finance
What documents are usually needed for leasing underwriting

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