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For a £500k-sized requirement, many deals fall around £300,000 to £3m depending on property value and lease structure. Typical lease terms are about 60 to 300 months (5 to 25 years). Providers usually focus on clear title or near-complete ownership, valuation and marketability, and whether the business can service lease affordability.

Pricing is often expressed through the lease rental or return, with realistic effective financing costs commonly in the 7% to 14%+ range for longer-term structures, depending on LTV, lease length, and credit profile. Decision times are commonly 2 to 8 weeks.

These structures are assessed through valuation and risk checks on premises that are clearly identifiable and marketable. Typical amounts commonly start around £150,000 and can reach £5m+, so a £500k requirement is often within range for industrial property or warehouse holdings.

Lease durations are often about 84 to 240 months (7 to 20 years). Effective financing cost is reflected in lease rentals, with a realistic range roughly 8% to 13%+ depending on LTV, asset liquidity, and the occupier profile. Decisions may take 3 to 10 weeks due to specialist diligence.

Where you’re also targeting day-to-day liquidity needs, Funding Agent can help you compare working capital loans for storage and warehousing.

Some providers offer shorter initial lease terms, typically 36 to 120 months, alongside contractual break or renewal options. This can suit businesses bridging to a planned relocation, refurbishment cycle, or sale of a wider estate.

Typical amounts often sit between £100,000 and £2m+. Effective financing cost can be higher than longer-term deals because risk can be greater, with a realistic range roughly 9% to 15%+ for shorter-term/break-risk structures. Decision times commonly run 2 to 7 weeks, depending on valuation and negotiation around break conditions.