FINANCE OPTIONS

^550k Asset Refinance - Get a Fast Quote

Q: What is the typical borrowing range for asset refinance?

Asset refinance borrowing typically ranges from £20,000 to £10,000,000. The amount you can access depends on the type and value of the assets you offer, as well as your business’s financial standing and individual lender criteria.

Q: How long does the approval process take?

Most asset refinance applications receive initial decisions within 1 to 2 weeks. Following approval, funds are usually available within 1 to 3 weeks, subject to completion of all required documentation and asset valuations.

Q: What are the usual interest rates and fees?

Interest rates for asset refinance range from 2% to 15% APR, influenced by asset type, business credit rating, and market conditions. Lenders may also apply valuation and administration fees, which are outlined during the application process.

Q: What types of asset refinance are available?

The main types are equipment refinance, vehicle refinance, and property refinance. Each allows you to release capital from different asset classes with eligibility and terms suited to the specific asset type and sector.

550k Asset Refinance allows UK businesses to unlock cash from existing assets, such as machinery, vehicles, or property. This specialist finance helps companies free up capital tied in valuable equipment, supporting cash flow, investment, and operational needs. Instead of selling assets, businesses can leverage their value to secure new funding, typically benefitting from improved liquidity, reduced monthly payments, and efficient use of owned resources. Asset refinance is an established route for businesses needing to boost cash reserves or fund new opportunities, with terms and amounts structured around the asset's value and your requirements.

Asset Refinance

Secure up to £1,000,000 in Asset Refinance with Funding Agent.

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Loan disbursed within 24 hours
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Key ^Benefits of 550k Asset Refinance

Asset refinance provides access to working capital while you keep using your assets. Terms are tailored, rates are competitive, and approvals are designed to suit your business circumstances. This finance option complies with FCA regulations and lenders assess cases on factors like asset type, value, and your credit rating for transparent, fair decisions.

Improved cash flow

Lower interest rates

Flexible repayment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance

Equipment Refinance

Equipment Refinance enables businesses to secure finance using unencumbered machinery or equipment. Amounts usually range from £50,000 to £5,000,000, with terms from 12 to 60 months.

Equipment Refinance

This type is suited for companies owning valuable equipment with a clear market value. Lenders evaluate your equipment, offer tailored terms, and once agreed, release capital for new investments or operations. Sectors such as manufacturing, construction, and agriculture often benefit due to high-value assets. Typical approval takes 1 to 2 weeks, and rates vary based on risk and asset quality.

Vehicle Refinance

Vehicle Refinance allows businesses to release cash from owned vehicles, with amounts from £20,000 to £500,000 and terms between 12 and 48 months. Learn more about business vehicle finance.

Vehicle Refinance

Ideal for firms with commercial vehicles in good condition, vehicle refinance lets you retain your fleet and fund operations or expansion. After a valuation, tailored finance is arranged without selling assets. Logistics and delivery services often use this, benefiting from quick approvals, typically within a week, and competitive interest rates aligned to asset quality.

Property Refinance

Property Refinance helps businesses unlock significant funds from commercial property, with amounts from £100,000 to £10,000,000 and long terms up to 240 months. See property refurbishment loan options.

Property Refinance

Suited for businesses with equity-rich commercial premises, property refinance involves a formal appraisal followed by an agreement with lenders. Funds released can be used for strategic investment or debt consolidation. Approval usually takes 2 to 4 weeks, and rates reflect both property value and location.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

Steps to Secure 550k Asset Refinance with Funding Agent

Submit Asset Details

Provide asset details, including ownership documents and professional valuations using our online application form, so we can match you to suitable lenders.

Compare Offers

Review offers tailored to your business profile, ensuring transparency and helping you select the most suitable refinance solution.

Finalize Agreement

Accept your chosen offer, complete the required refinancing paperwork, and receive funds directly into your business account.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the typical borrowing range for asset refinance?

How long does the approval process take?

What are the usual interest rates and fees?

What types of asset refinance are available?

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June 24, 2025

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^550k Asset Refinance - Get a Fast Quote

Key ^Benefits of 550k Asset Refinance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Refinance

Equipment Refinance

Equipment Refinance

Vehicle Refinance

Vehicle Refinance

Property Refinance

Property Refinance

Typical Funding Journeys on Funding Agent