FINANCE OPTIONS

Business Loan Refinancing for Manufacturing and Wholesale Businesses – Get Rates

Business loan refinancing is a strategic move for manufacturing and wholesale businesses to secure better loan terms. This includes reducing interest rates or consolidating debt. By refinancing, companies can enhance their cash flow management. To explore the advantages and refinancing strategies, visit our [dedicated page](https://www.fundingagent.co.uk/financing-options/business-loan-refinancing).

Secure up to £500,000 in Business Loans with Funding Agent.

  • Quick and easy application process
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
Cloud

We Like To Keep Things Simple

Match with
150+
Lenders
heart
Expert helpstarstar
200+ Provider
Loans from
£1000
to
£500K

zero hidden fees

underline

What are the benefits of Business Loan Refinancing for Manufacturing and Wholesale Businesses?

Refinancing your business loans can lead to lower monthly payments and improved cash flow, allowing you to reinvest in business operations. For tailored refinancing solutions, consider our [expert guidance](https://www.fundingagent.co.uk/financing-options/business-loan-refinancing-for-consultancy-agencies).
black tick in a green circle
Cost savings
black tick in a green circle
Improved cash flow
black tick in a green circle
Flexible repayment options

Get Funding For your business

Generate offers
Cta image

What are the different types of Business Loan Refinancing for Manufacturing and Wholesale Businesses?

Term Loan Refinancing

Term loans offer £10,000 to £500,000 with terms from 12 to 60 months, ideal for businesses with good credit. Explore how they can help your business [here](https://www.fundingagent.co.uk/financing-options/term-loans).

Term Loan Refinancing

Term loan refinancing allows businesses to consolidate debt and secure better rates, with interest rates between 4% to 14% APR and decision times of 1 to 2 weeks. This solution is perfect for companies like a wholesale food supplier aiming to refinance high-interest loans. Discover more about business loan refinancing through term loans on our [detailed guide](https://www.fundingagent.co.uk/post/working-capital-loans-vs-term-loans).

Asset-Based Refinancing

Asset-based refinancing offers £50,000 to £5,000,000 using company assets as collateral. Learn more about leveraging assets [here](https://www.fundingagent.co.uk/finance-dictionary/asset-based-lending).

Asset-Based Refinancing

This type of refinancing assists firms in freeing up working capital by valuing assets like machinery or inventory, offering interest rates from 3% to 12% APR with decisions in 2 to 4 weeks. It's ideal for machinery manufacturers or wholesalers leveraging assets. For insights, visit our [asset-based lending page](https://www.fundingagent.co.uk/post/lombard-asset-finance-alternatives).

Invoice Financing Refinancing

Suitable for firms with outstanding invoices, offering £5,000 to £2,000,000. Discover this solution [here](https://www.fundingagent.co.uk/financing-options/invoice-financing).

Invoice Financing Refinancing

Invoice financing helps maintain liquidity during seasonal sales, offering quick decision times of 24 to 72 hours with funding up to 95% of invoice value. Suitable for electronics distributors managing seasonal demand. Learn more about invoice financing [here](https://www.fundingagent.co.uk/post/kriya-vs-lloyds-bank-invoice-finance).

What is Business Loan Refinancing for Manufacturing and Wholesale Businesses?

Application Process Overview

Application for refinancing requires financial statements and business plans. With decision times from 24 hours to 4 weeks, businesses can efficiently secure better loan terms. Find out more about our streamlined application processes [here](https://www.fundingagent.co.uk/financing-options/asset-refinance-to-release-capital).

Regulatory and Compliance Insights

The refinancing process is regulated by the FCA to ensure responsible lending and transparent terms. Stay compliant with our guidance [here](https://www.fundingagent.co.uk/financing-options/unsecured-business-loans).

Borrowing Capacity and Rate Insights

Your borrowing capacity is influenced by revenue, credit score, and asset value. Learn how to optimise your loan terms on our [advisor page](https://www.fundingagent.co.uk/finance-dictionary/selective-invoice-financing).

FAQ’S

How much can I borrow for business loan refinancing?
What are the interest rates for business loan refinancing?
How long does it take to get a decision on refinancing?
What are the eligibility requirements for refinancing?

DIVE DEEPER