Compare £600k ^{Bad Credit Business Loan} Solutions with Funding Agent

A secured business loan involves pledging company assets to borrow substantial sums, with typical decision times between 2 and 4 weeks. This type suits companies owning valuable assets and looking for larger funding amounts (like £600k). Lending terms range from 12 to 72 months with interest rates from 6% to 20%, making it a versatile option for expansion, asset purchase, or refinancing existing commitments.

Invoice financing is suitable for businesses issuing regular B2B invoices and facing long payment terms. Lenders advance most of the invoice value quickly, bridging cash flow gaps as you await client payments. With lending terms of 1 to 3 months per invoice and costs around 1% to 3% per month, this type supports ongoing cash management and day-to-day operational needs. For an estimate of released funds, use our Invoice Finance Calculator tool.

This advance is aimed at businesses processing regular card transactions. Funding is approved by reviewing past card sales, and repayments flex according to your earnings. Amounts typically reach up to £300,000 with factor rates of 1.2 to 1.5, making total costs 20% to 50%. Approval can be quick (2 to 5 days) and funds are used for inventory, marketing, or coping with seasonal trends.