FINANCE OPTIONS

£600K Business Loans – Apply Now

£600K business loans offer UK companies a valuable way to access significant funding for growth, investment, or day-to-day operations. A business loan allows you to borrow a set amount and repay it over an agreed term, potentially aiding expansion, asset purchases, or working capital. Whether secured against assets or unsecured, a £600K facility delivers flexible finance structured to suit your needs, helping SMEs drive growth, manage cash flow, and increase business stability. This tailored solution can bring both short-term relief and long-term opportunity.

Secure up to £600,000 in Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £600,000 in Business Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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Why Choose a £600K Business Loan?

Business loans at the £600K level can deliver strategic benefits for established UK SMEs. Set borrowing terms provide planning certainty, while tailored amounts help drive transformative projects. A choice of loan types allows businesses to match funding to specific needs, all with predictable repayment schedules and the ability to scale finance as you grow.

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Flexible repayment options
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Quick funding processes
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Supports business growth

SCALE YOUR BUSINESS TO NEW HEIGHTS

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Types of £600K Business Loans

Secured Business Loan

Secured business loans use company assets as collateral, making it possible to access larger loan amounts and longer repayment periods for significant business projects.

Secured Business Loan

A secured business loan often requires physical assets such as property or equipment as security, along with a strong credit profile and a minimum trading history of two years. Borrowing amounts typically range from £10,000 up to £5,000,000, with terms between 12 and 120 months and rates from 3% to 15% APR. Applications involve asset valuations, business plan reviews, and detailed lender appraisals, which may take 2 to 4 weeks to complete.

Unsecured Business Loan

Unsecured business loans do not require collateral and are suitable for businesses with robust cash flow and an established trading record, typically offering fast decisions.

Unsecured Business Loan

To qualify for an unsecured loan, most businesses need a solid credit score, at least one year of trading, and strong revenue. These loans generally offer from £5,000 to £250,000 over 3 to 36 months, with interest rates ranging from 6% to 20% APR. Approval is usually quicker, with decisions in 1 to 2 weeks based on credit and business performance.

Merchant Cash Advance

A merchant cash advance is ideal for businesses with steady card sales. Repayments are directly linked to your card receipts, giving flexibility on slower months.

Merchant Cash Advance

With merchant cash advances, approval relies on regular card sales (usually at least £5,000 per month) and over six months of trading. Loans range from £5,000 up to £300,000, with terms of 3 to 12 months. Instead of traditional interest, repayment comes as a set percentage of daily card sales, using a factor rate from 1.1 to 1.5. Funds may be available within a few days following approval.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

How to Access a Business Overdraft with Funding Agent

Complete Online Form

Provide details about your business and what you need on Funding Agent’s secure platform in our online application form to get started with your overdraft enquiry.

Receive Offers

See tailored business overdraft options from approved lenders, each matched to your business profile and cash flow situation.

Select and Apply

Compare the available offers, choose the most suitable one for your needs, and submit the required documentation to complete your application.

Get Funding For your business

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

Who is eligible for a £600K business loan?
How quickly can I access funds from a £600K business loan?
What interest rates should I expect on a £600K business loan?
What documents do I need to apply for a £600K business loan?

DIVE DEEPER

January 28, 2026

BizCap Revolving Credit Line

Thinking about BizCap’s revolving credit? Get funds from £5k, fast approval, flexible terms. Learn about costs, eligibility & see if it fits your SME.
February 11, 2026

Revolving Credit Facility Statistics UK 2026

UK revolving credit facilities are rising again in 2026, while overdraft use stays muted. This guide breaks down the latest UK SME RCF stats on usage, limits, fees, approval trends, and what to watch this year.
July 31, 2025

What is a Revolving Credit Loan?

Discover how revolving credit loans work, their pros and cons, and how UK SMEs use them to manage cash flow and growth in 2025.

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