FINANCE OPTIONS

^650k Asset Finance – Get a Quote Today

Q: What is asset finance and how does it work?

Asset finance lets you use business assets like equipment or vehicles as collateral to secure funding. This enables you to purchase, lease, or refinance assets, allowing your business to spread costs and keep working capital available for other needs.

Q: How much can I borrow with asset finance?

You can typically access between £1,000 and £5,000,000 using asset finance, depending on your business’s credit profile, asset value, and trading history. A mid-range option like £650,000 is common for acquiring substantial equipment or machinery.

Q: What are the typical rates and fees for asset finance?

Asset finance rates usually fall between 5% and 12% APR. Costs are determined by your business’s creditworthiness and asset type. Additional fees may include arrangement, documentation, or early repayment charges as set by the lender.

Q: How long does it take to arrange asset finance?

Initial decisions can take 1 to 3 weeks. Once your application is approved, funds are usually released within 1 to 2 weeks, depending on how complete your documentation is and the clarity of your submission.

650k Asset Finance enables UK businesses to access £650,000 in funding by leveraging assets such as equipment, vehicles, or machinery. This type of asset finance allows companies to acquire, lease, or refinance valuable assets without a large upfront cost. Businesses typically use asset finance solutions to improve cash flow, invest in the latest equipment, or handle seasonal demand, all while keeping their finances flexible. Such finance is popular for boosting productivity and unlocking growth when a large capital outlay is impractical.

Asset Finance

Secure up to £1,000,000 in Asset Finance with Funding Agent.

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Loan disbursed within 24 hours
No additional charges for early repayment

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^Benefits of £650k Asset Finance

Asset finance offers flexible solutions for acquiring business-critical equipment and machinery. Choosing asset finance for a significant sum like £650,000 can help maintain your business’s working capital, provide predictable repayment terms, and support expansion with minimal disruption to your cash flow. Decision times are clear, and competitive rates support your investment planning.

Flexible repayment options

Access to high-value assets

Improved cash flow

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Finance Available

Hire Purchase

Acquire equipment by spreading payments over time, ultimately owning the asset. Suitable for businesses wanting fixed repayments and eventual ownership.

Hire Purchase

With Hire Purchase, a lender purchases the asset on your behalf while you repay in instalments over a fixed period. At the end of the term, typically ranging from £1,000 to £5,000,000 and 12 to 84 months, ownership transfers to your business. This is ideal for companies seeking equipment in construction, manufacturing, or transport, supporting steady asset acquisition with clear budgeting.

Finance Lease

Lease assets for an agreed period and use them fully, while payments are spread out. Useful if your business prefers off-balance-sheet funding and payment flexibility, which can be secured via a Finance Lease solution.

Finance Lease

With a Finance Lease, your business rents the equipment from the lender, paying regular instalments over 24 to 60 months. Amounts typically range up to £2,000,000. This option suits businesses in logistics, printing, or agriculture that require expensive assets but do not wish to purchase outright, offering significant flexibility without tying up capital in ownership.

Operating Lease

Short-term asset use for businesses needing flexibility without the responsibilities of ownership. Best for seasonal use or projects with a set timeframe; an Operating Lease is a helpful option for this scenario.

Operating Lease

Operating Leases allow you to rent equipment for 12 to 36 months, with monthly costs based on rental rates. Suitable for funding needs up to £500,000, you return the asset at the end of the lease. This is popular with retail or event management businesses needing to handle fluctuating or short-lived asset demands without a long-term commitment.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Secure £650k Asset Finance with Funding Agent

Submit Application

Complete a quick online application form with your business and asset requirements to start the process efficiently.

Compare Offers

Receive matched offers from multiple lenders, allowing you to compare terms and rates side by side.

Fund Your Asset

Select your preferred offer, finalise your paperwork, and move ahead to fund and acquire your chosen asset.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is asset finance and how does it work?

How much can I borrow with asset finance?

What are the typical rates and fees for asset finance?

How long does it take to arrange asset finance?

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June 24, 2025

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^650k Asset Finance – Get a Quote Today

^Benefits of £650k Asset Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Finance Available

Hire Purchase

Hire Purchase

Finance Lease

Finance Lease

Operating Lease

Operating Lease

Typical Funding Journeys on Funding Agent

How to Secure £650k Asset Finance with Funding Agent

Submit Application

Compare Offers

Fund Your Asset

Get Funding For your business

Real Scenarios

Construction Company Needing Fast Working Capital

Ecommerce Business Preparing for Peak Season

Marketing Agency Using Invoice Finance

Property Developer Using Bridging Finance

Get A Clear Overview of Cost Effective Lenders

FAQ’S

DIVE DEEPER

What Is Asset Finance?

Top Asset Finance Lenders in the UK

How Asset Finance Can Boost Cash Flow for Your Business

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