FINANCE OPTIONS

^700k Asset Finance - Get Financing Today

Q: What is the typical borrowing range for 700k Asset Finance?

You can borrow from £5,000 up to £1 million, with the exact amount based on your business’s creditworthiness and the asset’s value.

Q: How long does approval take for asset finance?

Most asset finance applications are decided within 1 to 3 weeks, with funds available as soon as 7 days after approval if documents are complete.

Q: What are the typical interest rates and fees?

Interest rates generally range from 3% to 15% APR. Additional costs may include arrangement fees, maintenance clauses, or early settlement charges.

Q: What documentation and eligibility criteria are required?

Businesses must provide financial statements, asset details, and identification. Typical eligibility involves operating history, credit assessment, and a clear asset usage plan.

700k Asset Finance gives UK businesses a way to access essential equipment or vehicles without a large upfront payment. Instead of buying outright, your company can spread the cost over time while using the asset for business growth. This option helps UK SMEs manage their cash flow, reduce capital outlay, and ensure access to the latest tools for efficiency. Key benefits include manageable repayments, reduced pressure on working capital, and the flexibility to upgrade your assets as needed.

Asset Finance

Secure up to £1,000,000 in Asset Finance with Funding Agent.

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^Benefits of Asset Finance

Asset finance stands out as a flexible funding solution, enabling businesses to acquire equipment or vehicles while spreading the cost. With approval decisions typically in 1 to 3 weeks and rates based on business health, this option delivers both speed and control for making larger investments.

Enhances cash flow

Funds equipment purchases

Flexible repayment options

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Finance

Hire Purchase

Hire Purchase allows you to buy assets like vehicles or machinery by spreading payments, with the option to own the asset at the end of the agreement.

Hire Purchase

In a Hire Purchase arrangement, the lender buys the desired asset and leases it to your business, typically over 12 to 60 months. After all agreed payments, ownership transfers to your company. Ideal for purchasing vital equipment, it suits established UK firms with good credit histories requiring assets up to £1 million. Sectors such as manufacturing, transport, and construction benefit from this structure.

Finance Lease

A Finance Lease lets you rent high-value equipment, paying rental charges over a fixed term while keeping the asset off your balance sheet.

Finance Lease

With a Finance Lease, your business rents the asset for a period of 12 to 72 months, making regular payments but not owning the asset outright. It provides flexibility, with less responsibility for residual value and no need for a large deposit. Common in IT, healthcare, and logistics, this structure is suitable for profitable businesses seeking operational flexibility and up-to-date assets.

Operating Lease

Operating Leases allow short-term use of assets, with the option to return at the end. Useful for businesses needing equipment temporarily.

Operating Lease

Operating Leases are designed for established businesses that need to access equipment without taking on ownership or depreciation risks. Usually spanning 6 to 36 months, this type offers cost-effective asset use, especially suitable for sectors where equipment needs are temporary or likely to change, including retail, education, and smaller enterprises.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Get Asset Finance Through Funding Agent

Submit Your Inquiry

Tell us about the asset you need and your business’s financial requirements using our secure online application form on our platform.

Receive Offers

We present tailored options from our trusted asset finance providers, so you can quickly compare features and rates.

Select and Fund

Choose the offer that fits your business, complete the agreement, and secure asset finance to support your growth.

Get Funding For your business

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the typical borrowing range for 700k Asset Finance?

How long does approval take for asset finance?

What are the typical interest rates and fees?

What documentation and eligibility criteria are required?

DIVE DEEPER

June 24, 2025

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150+

Lenders

Loans from

£1000
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£1m

^700k Asset Finance - Get Financing Today

^Benefits of Asset Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Finance

Hire Purchase

Hire Purchase

Finance Lease

Finance Lease

Operating Lease

Operating Lease

Typical Funding Journeys on Funding Agent

How to Get Asset Finance Through Funding Agent

Submit Your Inquiry

Receive Offers

Select and Fund

Get Funding For your business

Real Scenarios

Construction Company Needing Fast Working Capital

Ecommerce Business Preparing for Peak Season

Marketing Agency Using Invoice Finance

Property Developer Using Bridging Finance

Get A Clear Overview of Cost Effective Lenders

FAQ’S

DIVE DEEPER

What Is Asset Finance?

Top Asset Finance Lenders in the UK

How Asset Finance Can Boost Cash Flow for Your Business

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