Compare ^{Private Debt Finance} Options for £700k Funding

Mezzanine financing suits companies with a proven record and robust financials. After an initial consultation and a business plan submission, detailed due diligence follows. Sectors like manufacturing and technology benefit from tailored repayment structures. Funds are often used for expansions, acquisitions, or large projects, with decisions typically reached within 4 to 8 weeks at rates from 8% to 15% APR.

This option is favoured by businesses with solid credit and steady revenue streams. It consolidates multiple debt types into one facility, requiring detailed financial information and forecasts. Common uses include refinancing, acquisitions, or working capital. Sectors like real estate and energy value the streamlined documentation and approval within 3 to 6 weeks. Typical rates range from 6% to 12% APR.

This approach involves negotiating directly with lenders and submitting corporate documents and financial history. Direct lending works well for quick cash flow needs or bridging finance, especially in retail and logistics. Approval is usually faster than bank loans, with decision times of 2 to 4 weeks and rates between 5% and 10% APR. Less stringent requirements are a hallmark of this finance type.