Compare ^{Shop Fit-Out Finance} Options Up To £700k

Business term loans require at least two years’ trading history, evidence of profitability, and a strong credit score. Funds can be used for comprehensive shop refurbishments, new fixtures, or signage. Applications involve submitting business plans and financial histories, with a typical decision in two to four weeks. Repayment terms range from 12 to 60 months, with interest rates between 6% and 15% per annum.

Asset finance suits businesses able to secure the loan against new or existing assets. With up to 100% of the asset value financed, you can access high-quality shopfitting or equipment without large upfront costs. Interest rates generally fall between 5% and 12% per annum. The application process involves asset valuation and credit checks, with decisions commonly within one to three weeks.

Revolving credit facilities are designed for businesses with yearly turnover above £150,000 and fluctuating cash needs. Borrow between £10,000 and £250,000 on a rolling basis, ideal for phased projects or managing stock around renovations. Interest rates typically range from 7% to 18% annually, and facilities are reviewed each year to match ongoing requirements.