FINANCE OPTIONS

£700K Unsecured Business Loans - Apply Now

£700K Unsecured Business Loans are loans of up to £700,000 that businesses can get without needing to offer personal assets as security. They help companies access funds quickly to grow or manage expenses. Interested in learning if this is the right fit for your business? Let's explore your options!

Unsecured Business Loans

Secure up to £500,000 in Unsecured Business Loans with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
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What are the benefits of £700K Unsecured Business Loans?

£700K Unsecured Business Loans are financial solutions that allow businesses to borrow significant amounts without needing to provide collateral. This type of loan is particularly helpful for companies looking to fund new projects, manage cash flow, or cover unexpected expenses. The absence of collateral facilitates quicker approvals and greater accessibility for businesses that may not have considerable assets to pledge.
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No collateral needed
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Quick access to funds
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Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

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What are the different types of £700K Unsecured Business Loans?

Term Loans

A lump sum loan repaid over a set period with fixed or variable interest rates.

Term Loans

Term loans provide a fixed amount of capital upfront, repaid in instalments over an agreed period. No collateral is required, but strong financials and credit are essential to qualify for such a large unsecured sum.

Merchant Cash Advance

A financing option where repayments are taken as a percentage of daily card sales.

Merchant Cash Advance

A merchant cash advance gives a business a cash lump sum, repaid automatically through a set percentage of its card transactions. It's unsecured and quick to access, but often comes with higher fees and costs.

Revolving Credit Facility

A flexible credit line allowing businesses to draw and repay funds as needed up to £700K.

Revolving Credit Facility

A revolving credit facility allows businesses to repeatedly borrow and repay funds up to a £700K limit. Interest is only charged on the amount drawn, giving flexibility, but it requires strong creditworthiness and may have higher rates than secured options.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

What is a £700K Unsecured Business Loan?

No Collateral Required and Fast Access

£700K unsecured business loans let businesses borrow large amounts without pledging personal or business assets, reducing risk to property. Approval is usually faster and the application process is simpler than for secured loans, helping you access funds quickly.

Based on Creditworthiness and Business Performance

These loans are approved mainly on the creditworthiness of the owner and the business’s financial health—factors like credit score, business age, and cash flow matter most. You’ll need strong personal and business credit, and some lenders will check your recent revenues.

Flexible Loan Types and Repayment Options

Businesses can access term loans (fixed repayments), revolving credit lines (draw and repay as needed), and merchant cash advances (repaid as a percentage of daily sales). This lets you choose repayment terms and the type that best matches your business needs.

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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

What can a £700K unsecured business loan be used for in the construction sector?
How quickly can I access a £700K unsecured loan for agriculture?
Do manufacturers need collateral for a £700K unsecured business loan?
Can healthcare businesses get £700K unsecured business loans?

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