FINANCE OPTIONS

£700K Unsecured Business Loans - Apply Now

£700K unsecured business loans provide UK SMEs with access to substantial funding without the need to offer assets as security. This type of finance is based on the creditworthiness and financial health of your business. It is a popular choice for companies needing flexible funding quickly, covering uses from working capital to business growth. Key advantages include quick access to funds, minimal security requirements, and adaptable terms to suit your business needs.

Secure up to £700,000 in £ Unsecured Business Loans with Funding Agent.

Secure up to £1,000,000 in Secure up to £700,000 in £ Unsecured Business Loans with Funding Agent. with Funding Agent.

  • Fastest and easiest application process
  • Dedicated support
  • Loan disbursed within 24 hours
  • No additional charges for early repayment
Apply Now
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Benefits of £700K Unsecured Business Loans

Unsecured business loans offer essential advantages for UK SMEs seeking funding without asset risk. With clear approval processes and competitive rates based on your profile, they provide rapid support for everything from expansion to cash flow management. Here are three core benefits that make them suitable for diverse business needs.

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No collateral needed
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Quick access to funds
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Flexible repayment terms

SCALE YOUR BUSINESS TO NEW HEIGHTS

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Types of Unsecured Business Loans

Short-term Unsecured Business Loan

Short-term unsecured business loans mainly suit immediate working capital needs or bridging cash flow gaps, with quick decisions and minimal paperwork.

Short-term Unsecured Business Loan

Designed for UK SMEs trading for at least one year, these loans typically range from £5,000 to £250,000, with terms from 3 to 24 months and interest rates between 5% and 15% APR. They are often used in sectors like retail and hospitality where managing seasonal cash flow is essential. Applications are streamlined, with decisions usually made within 1 to 3 days.

Medium-term Unsecured Business Loan

Medium-term unsecured loans are tailored for SMEs seeking larger sums over longer periods, ideal for expansion or investment.

Medium-term Unsecured Business Loan

Available to businesses with at least two years of operation and stable finances, these loans offer amounts from £50,000 to £500,000, with terms of 12 to 60 months and rates from 6% to 20% APR. Common uses are funding new projects or purchasing inventory, with decisions typically reached in one to two weeks following a detailed application and review process.

Revolving Credit Facility

Revolving credit facilities provide businesses with the flexibility to draw funds as needed, repaying and re-borrowing within an agreed limit.

Revolving Credit Facility

These facilities are suitable for SMEs with strong revenues and credit histories, offering £10,000 to £300,000 and APRs from 10% to 18%. Terms are ongoing, allowing repeated access to funds for covering operational costs or unexpected expenses. Decisions take between 2 to 7 days, following credit assessment and facility setup.

Typical Funding Journeys on Funding Agent

Submit your funding request
Our platform enriches your application using business data
Your request is matched to suitable lenders
Receive offers and proceed with the best option

How to Get an Unsecured Business Loan with Funding Agent

Submit Application

Start by completing a straightforward online application form outlining your business’s funding requirements and financial details.

Compare Offers

Receive and review a range of loan offers from multiple lenders, giving you the flexibility to choose terms that best suit your needs.

Receive Funds

After selecting your preferred option and providing any final documentation, your business receives funds quickly, often within days.

Get Funding For your business

Generate offers
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Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.
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Get A Clear Overview of Cost Effective Lenders

Effortlessly explore a comprehensive database of lenders and organize potential funding sources that align with your business needs.​

FAQ’S

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