FINANCE OPTIONS

^750k Asset Finance - Get a Quote

Q: What is the borrowing range for Asset Finance?

Eligible UK SMEs can borrow from £5,000 up to £1,000,000 through Asset Finance, with the actual amount based on the asset’s value, your business financials, and creditworthiness.

Q: How fast is approval and funding?

Initial decisions for Asset Finance typically take 3 to 5 days, with funds available 7 to 14 days after approval. The timeframe may vary depending on your documents and asset complexity.

Q: What are typical rates and fees?

Rates usually range from 4% to 16% APR, depending on your credit score, agreement length, and asset class. Arrangement fees and early repayment charges can also apply.

Q: What types of Asset Finance are available?

Common options are Hire Purchase, Finance Lease, and Operating Lease. Each offers different ownership possibilities, terms, and suitability based on your business’s needs and preferences.

750k Asset Finance gives UK businesses a practical route to secure the equipment or machinery they need, by spreading the investment over a manageable timeframe. Asset Finance makes it possible to keep cash flow steady while benefitting from new or upgraded assets essential to business operations. Many companies choose this approach to avoid large upfront purchases and to better align payments with usage. Funding Agent helps businesses source and compare £750k Asset Finance offers from a broad selection of lenders, so you can efficiently address operational needs with a suitable finance solution.

Asset Finance

Secure up to £1,000,000 in Asset Finance with Funding Agent.

Fastest and easiest application process
Dedicated support
Loan disbursed within 24 hours
No additional charges for early repayment

Apply Now

Key ^Benefits of £750k Asset Finance

Asset Finance is designed to support business growth and operational efficiency by making equipment acquisition accessible and predictable. With set repayments and flexibility over asset choice, businesses can keep capital available for other needs. Processing times and affordable rates further enhance its appeal for established SMEs seeking high-value assets.

Flexible financing options

Improved cash flow

Access to new equipment

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Finance for £750k

Hire Purchase

Hire Purchase is suitable for businesses wanting eventual asset ownership. After a deposit and a series of fixed payments, ownership transfers at the end of the agreement.

Hire Purchase

With Hire Purchase, businesses agree the asset and purchase price, pay a deposit, and the finance provider covers the balance. Regular payments follow, typically over 12 to 72 months at 6% to 16% APR. Once the full amount is paid, the asset becomes the property of the business. This is ideal for assets such as machinery or vehicles and is common in sectors that rely on high-value, long-life equipment.

Finance Lease

Finance Lease enables use of the asset without transfer of ownership, spreading payments over a fixed period while your business utilises essential equipment.

Finance Lease

A Finance Lease is structured so your business can access vehicles or equipment for 12 to 60 months, paying regular fixed amounts between 5% and 14% APR. At the end, you may have options to continue leasing or return the asset. This approach suits businesses where asset depreciation is a concern or where the latest technology is regularly required, such as IT or logistics.

Operating Lease

Operating Lease is ideal for short-term requirements, giving use of the asset for the project duration with no obligation to purchase at the end.

Operating Lease

Operating Leases are used by SMEs needing equipment for limited periods, such as events or seasonal peaks. Contracts range from 6 to 36 months, with payments reflecting asset usage (APR 4% to 12%). The asset is returned at contract end. This option provides flexibility and avoids long-term financial commitments for assets that are not needed year-round.

Typical Funding Journeys on Funding Agent

Submit your funding request

Our platform enriches your application using business data

Your request is matched to suitable lenders

Receive offers and proceed with the best option

How to Get £750k Asset Finance with Funding Agent

Initial Inquiry

Start by submitting a brief enquiry to Funding Agent, sharing your business details using the online application form and the asset you wish to finance.

Receive and Compare Options

Funding Agent will match your needs with tailored asset finance options from its panel, allowing easy comparison of terms and pricing.

Complete Application

After selecting your preferred lender, finish the application by uploading business financials, credit details, and the asset’s specifics.

Get Funding For your business

Generate offers

Real Scenarios

Construction Company Needing Fast Working Capital

Situation

A construction firm had a short-term cash gap before a large invoice was paid and needed £85,000 to cover materials and payroll.

Challenge

Traditional bank applications were too slow; they needed a decision and funds within days.

Outcome

Funding Agent matched them with a lender; they received a working capital facility and bridged the gap until the invoice was paid.

Ecommerce Business Preparing for Peak Season

Situation

An online retailer needed around £120,000 to stock up ahead of Black Friday and the Christmas rush.

Challenge

They wanted flexible terms and a quick turnaround so stock could be ordered in time.

Outcome

Through Funding Agent they secured a facility, placed orders in time and managed peak demand without cash flow stress.

Marketing Agency Using Invoice Finance

Situation

A marketing agency had strong clients and reliable invoices but often waited 60–90 days for payment.

Challenge

They needed to unlock cash tied up in unpaid invoices to pay staff and take on new projects.

Outcome

Funding Agent connected them with an invoice finance provider; they now access funds against approved invoices and smooth out cash flow.

Property Developer Using Bridging Finance

Situation

A developer needed short-term finance to complete a purchase before selling an existing property.

Challenge

They required a fast decision and flexible terms to align with the sale timeline.

Outcome

Funding Agent matched them with a bridging lender; they completed the purchase and repaid the facility when the sale completed.

FAQ’S

What is the borrowing range for Asset Finance?

How fast is approval and funding?

What are typical rates and fees?

What types of Asset Finance are available?

DIVE DEEPER

June 24, 2025

We Like To Keep Things Simple

Match with

150+

Lenders

Loans from

£1000
to
£1m

^750k Asset Finance - Get a Quote

Key ^Benefits of £750k Asset Finance

SCALE YOUR BUSINESS TO NEW HEIGHTS

Types of Asset Finance for £750k

Hire Purchase

Hire Purchase

Finance Lease

Finance Lease

Operating Lease

Operating Lease

Typical Funding Journeys on Funding Agent